New State Insurance Exchanges Should Follow The Example Of Massachusetts By Simplifying Choices Among Health Plans.

Although the Affordable Care Act requires states to establish health insurance exchanges, states have considerable discretion in the exchanges' design and in the range of products offered.We argue for a more activist approach, based on the Massachusetts experience, which found that consumers want th...

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Publicado en:Health Affairs Vol. 31; no. 5; pp. 982 - 990
Autores principales: Day, Rosemarie, Nadash, Pamela
Formato: Journal Article
Publicado: Health Affairs Publishing, LLC May2012
Acceso en línea:Ver este registro en EBSCOhost
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        atl: New State Insurance Exchanges Should Follow The Example Of Massachusetts By Simplifying Choices Among Health Plans.
      aug:
        au:
          Day, Rosemarie
          Nadash, Pamela
        affil: rosemarie@dayhealthstrategies.com; President, Day Health Strategies, Somerville, Massachusetts
      sug:
        subj:
          Patient Protection and Affordable Care Act
          Insurance, Health Standards
          Marketing Methods
          Consumer Health Information
          Decision Making
          Trust
          Counseling
          Health Care Reform Massachusetts
          Massachusetts
      ab: Although the Affordable Care Act requires states to establish health insurance exchanges, states have considerable discretion in the exchanges' design and in the range of products offered.We argue for a more activist approach, based on the Massachusetts experience, which found that consumers want the exchange to act as a trusted adviser and to offer a reasonable set of choices, but not too many. These findings are reflected in the Medicare prescription drug, Advantage, and Medigap markets and in the Dutch and Swiss experiences, which validate the evolving approach of Massachusetts of limiting the number of options, standardizing products, and providing consumer supports.
      pubtype: Academic Journal
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    language: English
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