State Insurance Exchanges Face Challenges In Offering Standardized Choices Alongside Innovative Value-Based Insurance.
Value-based insurance is a relatively new approach to health insurance in which financial barriers, such as copayments, are lowered for clinical services that are considered high value, while consumer cost sharing may be increased for services considered to be of uncertain value. Such plans are comp...
| Publicado en: | Health Affairs Vol. 32; no. 2; pp. 418 - 427 |
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| Autores principales: | , , , |
| Formato: | Journal Article |
| Publicado: |
Health Affairs Publishing, LLC
Feb2013
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ccm&AN=108032358&site=ehost-live header: @attributes: shortDbName: ccm uiTerm: 108032358 longDbName: CINAHL Complete uiTag: AN controlInfo: bkinfo: dissinfo: jinfo: jid: 02782715 HAF jtl: Health Affairs issn: 02782715 maglogo: N pubinfo: dt: Feb2013 vid: 32 iid: 2 pid: 1453 pub: Health Affairs Publishing, LLC place: Washington, District of Columbia artinfo: ui: 108032358 2012010711 10.1377/hlthaff.2012.1072 NLM23381536 108032358 ppf: 418 ppct: 9 formats: tig: atl: State Insurance Exchanges Face Challenges In Offering Standardized Choices Alongside Innovative Value-Based Insurance. aug: au: Corlette, Sabrina Downs, David Monahan, Christine H. Yondorf, Barbara affil: Project director and research professor, Center on Health Insurance Reforms, Health Policy Institute, Georgetown University, Washington, D.C. sug: subj: Insurance, Health Standards Marketing Methods State Government Patient Protection and Affordable Care Act Diffusion of Innovation Economic Competition Decision Making, Patient Consumer Health Information Insurance Benefits Standards ab: Value-based insurance is a relatively new approach to health insurance in which financial barriers, such as copayments, are lowered for clinical services that are considered high value, while consumer cost sharing may be increased for services considered to be of uncertain value. Such plans are complex and do not easily fit into the simplified, consumer-friendly comparison tools that many state health insurance exchanges are formulating for use in 2014. Nevertheless some states and plans are attempting to strike the right balance between a streamlined health exchange shopping experience and innovative, albeit complex, benefit design that promotes value. For example, agencies administering exchanges in Vermont and Oregon are contemplating offering value-based insurance plans as an option in addition to a set of standardized plans. In the postreform environment, policy makers must find ways to present complex value-based insurance plans in a way that consumers and employers can more readily understand. pubtype: Academic Journal doctype: Journal Article ougenre: Article language: English refInfo: holdings: @attributes: islocal: N |
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