Curbing the Financial Exploitation of the Poor: Financial Literacy and Social Work Education.

The article investigates the importance of financial literacy content for social work students who at some point in their career will encounter financially-excluded clients. Financial literacy content can include understanding how fringe economy businesses operate, including their business model, kn...

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Detalles Bibliográficos
Publicado en:Journal of Social Work Education Vol. 51; no. 3; pp. 425 - 439
Autor principal: Karger, Howard
Formato: Artículo
Publicado: Taylor & Francis Ltd Jul-Sep2015
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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        au: Karger, Howard
      su:
        Economics & ethics
        Credit
        Debt
        Income
        Poverty
        Social justice
        Social work education
        Financial management
      sug:
        subj:
          Economics & ethics
          Credit
          Debt
          Income
          Poverty
          Social justice
          Social work education
          Other Activities Related to Credit Intermediation
          Other Individual and Family Services
          Portfolio Management
          Financial management
      ab: The article investigates the importance of financial literacy content for social work students who at some point in their career will encounter financially-excluded clients. Financial literacy content can include understanding how fringe economy businesses operate, including their business model, knowledge of local and national nonpredatory financial services, understanding credit and the credit industry, and knowledge of state and national regulations governing high-cost financial services. This article also examines the financial literacy gap in social work education and provides an overview of some key fringe economy enterprises, such as payday lenders, car title pawns, pawnshops, rent-to-own businesses, buy-here-pay-here used car lots, and debit/credit cards. Last, the article explores ways to integrate financial literacy training with traditional social work skills.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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