Reasons Why Individuals Remain Uninsured Under the Affordable Care Act: Experiences of Patients at a Student-Run Free Clinic in Michigan, a Medicaid Expansion State.

Since the enactment of the Affordable Care Act (ACA), many people remain uninsured. While studies have examined this population, few have explored patients' experiences seeking insurance. To elucidate these individuals' perspectives, we surveyed patients (n = 80) at the University of Michigan Studen...

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Publicado en:Journal of Community Health Vol. 41; no. 2; pp. 417 - 424
Autores principales: Desmond, Brian, Laux, Molly, Levin, Carolyn, Huang, Jiaxin, Williams, Brent
Formato: Artículo
Publicado: Springer Nature Apr2016
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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        atl: Reasons Why Individuals Remain Uninsured Under the Affordable Care Act: Experiences of Patients at a Student-Run Free Clinic in Michigan, a Medicaid Expansion State.
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        au:
          Desmond, Brian
          Laux, Molly
          Levin, Carolyn
          Huang, Jiaxin
          Williams, Brent
        affil:
          Medical Students, University of Michigan Medical School, Ann Arbor 48109-2800 USA
          Associate Professor of Internal Medicine, Medical Director, Complex Care Management Program, University of Michigan Health System, Ann Arbor 48109-2800 USA
      su:
        Michigan
        Insurance
        Medicaid
        Patient satisfaction
        Medical students
        Medically uninsured persons
        Questionnaires
        Data analysis software
        Patient Protection & Affordable Care Act
        Descriptive statistics
      sug:
        subj:
          Insurance
          Medicaid
          Patient satisfaction
          Michigan
          Third Party Administration of Insurance and Pension Funds
          All Other Insurance Related Activities
          Other Insurance Funds
          Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs)
          Medical students
          Medically uninsured persons
          Questionnaires
          Data analysis software
          Patient Protection & Affordable Care Act
          Descriptive statistics
      keyword:
        Adults
        Cost of healthcare
        Disparities
        Eligibility
        Health insurance
        Health insurance exchanges
        Healthcare reform
        State health plan
        Tax credits
        Adults
        Cost of healthcare
        Disparities
        Eligibility
        Health insurance
        Health insurance exchanges
        Healthcare reform
        State health plan
        Tax credits
      ab: Since the enactment of the Affordable Care Act (ACA), many people remain uninsured. While studies have examined this population, few have explored patients' experiences seeking insurance. To elucidate these individuals' perspectives, we surveyed patients (n = 80) at the University of Michigan Student-Run Free Clinic concerning their activity accessing insurance. Over half of respondents had sought insurance in the past 6 months; 57 % of respondents qualified for Medicaid by self-reported income (≤138 % FPL) and all but one were eligible for tax credits on the Health Insurance Marketplace. However, only 35 % of apparently Medicaid-eligible respondents had recently applied. There was no significant difference in the rate of applying for those above the income cutoff ( p = 0.901). Perceived expense of plans and belief of ineligibility for Medicaid discouraged respondents from actively seeking insurance. Personalized outreach emphasizing new Medicaid eligibility requirements and tax credits may be needed to facilitate Medicaid enrollment for some uninsured persons under the ACA.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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