The American Long Term Care Insurance Program: A Solution to Reduce Cost and Provide Stability.
This article recommends creating a federally regulated electronic exchange for private long-term-care insurance called the American Long Term Care Insurance Program (ALTCIP). ALTCIP would draw new consumers, while incentivizing insurers to participate by helping stabilize premiums and spreading risk...
| Publicado en: | Generations Vol. 40; no. 4; pp. 45 - 50 |
|---|---|
| Autor principal: | |
| Formato: | Artículo |
| Publicado: |
American Society on Aging
Winter2016/2017
|
| Materias: | |
| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=120750494&site=ehost-live header: @attributes: shortDbName: ssf uiTerm: 120750494 longDbName: Social Sciences Full Text (H.W. Wilson) uiTag: AN controlInfo: bkinfo: jinfo: jid: 07387806 GEN jtl: Generations issn: 07387806 maglogo: N pubinfo: dt: Winter2016/2017 vid: 40 iid: 4 pid: 56 pub: American Society on Aging artinfo: ui: 120750494 ppf: 45 ppct: 5 formats: tig: atl: The American Long Term Care Insurance Program: A Solution to Reduce Cost and Provide Stability. aug: au: Forte, Paul E. affil: Chief executive officer of Long Term Care Partners, LLC, in Newington, New Hampshire su: United States Insurance Social security Government regulation Economics Long-term health care -- Law & legislation Cost control Risk assessment Health insurance exchanges sug: subj: Insurance Social security Government regulation Economics United States All Other Insurance Related Activities Other Insurance Funds Third Party Administration of Insurance and Pension Funds Long-term health care -- Law & legislation Cost control Risk assessment Health insurance exchanges keyword: long-term care long-term-care insurance Medicaid long-term care long-term-care insurance Medicaid ab: This article recommends creating a federally regulated electronic exchange for private long-term-care insurance called the American Long Term Care Insurance Program (ALTCIP). ALTCIP would draw new consumers, while incentivizing insurers to participate by helping stabilize premiums and spreading risk. Offering a uniform program giving the middle class access to affordable coverage could increase LTCI take-up rates nationwide, relieving pressure on state and federal Medicaid budgets. If a tax-based social insurance plan offering catastrophic LTSS coverage were implemented, the ALTCIP would be complementary, either providing front-end coverage or filling in gaps. pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: N holdings: @attributes: islocal: N |
|---|