Nudging Leads Consumers In Colorado To Shop But Not Switch ACA Marketplace Plans.
The Affordable Care Act (ACA) dramatically expanded the use of regulated marketplaces in health insurance, but consumers often fail to shop for plans during open enrollment periods. Typically these consumers are automatically reenrolled in their old plans, which potentially exposes them to unexpecte...
| Publicado en: | Health Affairs Vol. 36; no. 2; pp. 311 - 320 |
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| Autores principales: | , , , |
| Formato: | research tables/charts randomized controlled trial Journal Article |
| Publicado: |
Health Affairs Publishing, LLC
Feb2017
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ccm&AN=121154542&site=ehost-live header: @attributes: shortDbName: ccm uiTerm: 121154542 longDbName: CINAHL Complete uiTag: AN controlInfo: bkinfo: dissinfo: jinfo: jid: 02782715 HAF jtl: Health Affairs issn: 02782715 maglogo: N pubinfo: dt: Feb2017 vid: 36 iid: 2 pid: 1453 pub: Health Affairs Publishing, LLC place: Washington, District of Columbia artinfo: ui: 121154542 121154542 121154542 10.1377/hlthaff.2016.0993 121154542 ppf: 311 ppct: 9 formats: tig: atl: Nudging Leads Consumers In Colorado To Shop But Not Switch ACA Marketplace Plans. aug: au: Marzilli Ericson, Keith M. Kingsdale, Jon Layton, Tim Sacarny, Adam affil: Assistant professor of markets, public policy, and law in the Questrom School of Business at Boston University, in Massachusetts sug: subj: Patient Protection and Affordable Care Act Policy Making Psychosocial Factors Health Insurance Exchanges Motivation Colorado Health Care Reform Income Insurance Coverage Insurance, Health United States Consumer Attitudes United States Health Benefit Plans, Employee Health Maintenance Organizations Preferred Provider Organizations Health Care Costs Confidence Intervals P-Value Randomized Controlled Trials Funding Source ab: The Affordable Care Act (ACA) dramatically expanded the use of regulated marketplaces in health insurance, but consumers often fail to shop for plans during open enrollment periods. Typically these consumers are automatically reenrolled in their old plans, which potentially exposes them to unexpected increases in their insurance premiums and cost sharing. We conducted a randomized intervention to encourage enrollees in an ACA Marketplace to shop for plans. We tested the effect of letters and e-mails with personalized information about the savings on insurance premiums that they could realize from switching plans and the effect of generic communications that simply emphasized the possibility of saving. The personalized and generic messages both increased shopping on the Marketplace's website by 23 percent, but neither type of message had a significant effect on plan switching. These findings show that simple "nudges" with even generic information can promote shopping in health insurance marketplaces, but whether they can lead to switching remains an open question. pubtype: Academic Journal doctype: research tables/charts randomized controlled trial Journal Article ougenre: Article language: English refInfo: holdings: @attributes: islocal: N |
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