The Cost of Empowerment: Multiple Sources of Women’s Debt in Rural India.
Poor women borrow from multiple sources. This study examines whether the source of debt matters for women’s role in household financial decisions. Drawing on a household survey from rural Tamil Nadu, we categorise women’s loans along the lines of accessibility and formality into ‘planned loans’ and...
| Publicado en: | Journal of Development Studies Vol. 53; no. 5; pp. 700 - 723 |
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| Autores principales: | , , , |
| Formato: | Artículo |
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Taylor & Francis Ltd
May2017
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=121235094&site=ehost-live header: @attributes: shortDbName: ssf uiTerm: 121235094 longDbName: Social Sciences Full Text (H.W. Wilson) uiTag: AN controlInfo: bkinfo: jinfo: jid: 00220388 JDS jtl: Journal of Development Studies issn: 00220388 maglogo: N pubinfo: dt: May2017 vid: 53 iid: 5 pid: 377 pub: Taylor & Francis Ltd artinfo: ui: 121235094 10.1080/00220388.2016.1205734 ppf: 700 ppct: 23 formats: fmt: – @attributes: type: T db: hlh ui: 121235094 – @attributes: type: P db: hlh ui: 121235094 tig: atl: The Cost of Empowerment: Multiple Sources of Women’s Debt in Rural India. aug: au: Garikipati, Supriya Agier, Isabelle Guérin, Isabelle Szafarz, Ariane affil: Management School, University of Liverpool, Liverpool, UK Centre for European Research in Microfinance (CERMi), Brussels, Belgium IRD-Cessma, Université Paris Diderot - CESSMA, Paris, France Université Libre de Bruxelles (ULB), SBS-EM, CEB, Brussels, Belgium su: Debt Loans Poor women Household surveys Indian women (Asians) Finance sug: subj: Debt Loans Poor women Household surveys Consumer Lending Indian women (Asians) Finance ab: Poor women borrow from multiple sources. This study examines whether the source of debt matters for women’s role in household financial decisions. Drawing on a household survey from rural Tamil Nadu, we categorise women’s loans along the lines of accessibility and formality into ‘planned loans’ and ‘instant loans’. We find that ‘instant loans’ support women’s bargaining power in various types of household financial decisions, whereas ‘planned loans’ have no impact. This surprising result is better understood when the nature of ‘instant loans’ is examined – these are frequently usurious, involve coercive enforcement methods and are considered socially debasing. Hence women who use them perform a convenient role for their households and in return gain some negotiating power. pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: N holdings: @attributes: islocal: N |
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