HISPANICS' UNDERSTANDING OF SOCIAL SECURITY AND THE IMPLICATIONS FOR RETIREMENT SECURITY: A QUALITATIVE STUDY.

Hispanics constitute the nation's largest minority group, and the Census Bureau projects the Hispanic share of both the overall and the retirement-age U.S. population to increase substantially in the next three decades. Compared with other racial/ethnic groups, Hispanic adults have the lowest rates...

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Publicado en:Social Security Bulletin Vol. 77; no. 3; pp. 1 - 15
Autores principales: Rabinovich, Lila, Peterson, Janice, Smith, Barbara A.
Formato: Artículo
Publicado: Social Security Administration 2017
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Acceso en línea:Ver este registro en EBSCOhost
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        atl: HISPANICS' UNDERSTANDING OF SOCIAL SECURITY AND THE IMPLICATIONS FOR RETIREMENT SECURITY: A QUALITATIVE STUDY.
      aug:
        au:
          Rabinovich, Lila
          Peterson, Janice
          Smith, Barbara A.
        affil:
          Director of Policy and Development at the University of Southern California Center for Economic and Social Research East
          Professor of economics at California State University, Fresno
          Senior economist with the Office of Policy Research, Office of Retirement Policy, Office of Retirement and Disability Policy, Social Security Administration
      su:
        United States
        U.S. Census Bureau
        Hispanic Americans
        Retirement
        Social Security (United States)
        Retirement planning
        Retirement age
      sug:
        subj:
          Hispanic Americans
          Retirement
          United States
          U.S. Census Bureau
          Investment Advice
          Social Security (United States)
          Retirement planning
          Retirement age
      ab: Hispanics constitute the nation's largest minority group, and the Census Bureau projects the Hispanic share of both the overall and the retirement-age U.S. population to increase substantially in the next three decades. Compared with other racial/ethnic groups, Hispanic adults have the lowest rates of high school and college graduation, are more concentrated in low-wage jobs, and have lower incomes and health insurance coverage. However, Hispanics' life expectancy is greater than that of other population groups. These trends underscore the importance of effective outreach to Hispanics to improve their understanding of Social Security and to enhance their retirement security overall. In this article, we examine Social Security literacy and preferred ways of receiving information about the program. We assemble focus groups of three ancestries (Mexican, Puerto Rican, and Cuban) and of English and Spanish speakers. We report the differences and the similarities in the results among these ancestry and primary-language subgroups.
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    language: English
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