Regulated Medicare Advantage And Marketplace Individual Health Insurance Markets Rely On Insurer Competition.

Two important individual health insurance markets--Medicare Advantage and the Marketplaces--are tightly regulated but rely on competition among insurers to supply and price health insurance products. Many local health insurance markets have little competition, which increases prices to consumers. Fu...

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Bibliographic Details
Published in:Health Affairs Vol. 36; no. 9; pp. 1578 - 1585
Main Authors: Frank, Richard G., McGuire, Thomas G.
Format: Journal Article
Published: Health Affairs Publishing, LLC Sep2017
Online Access:View this record in EBSCOhost
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        atl: Regulated Medicare Advantage And Marketplace Individual Health Insurance Markets Rely On Insurer Competition.
      aug:
        au:
          Frank, Richard G.
          McGuire, Thomas G.
        affil: Margaret T. Morris Professor of Health Economics in the Department of Health Care Policy, Harvard Medical School, in Boston, Massachusetts
      sug:
        subj:
          Medicare
          Health Insurance Exchanges
          Insurance, Health
          Economic Competition
          Insurance Coverage
          Economic and Social Security
          Government Regulations
          Policy Making
      ab: Two important individual health insurance markets--Medicare Advantage and the Marketplaces--are tightly regulated but rely on competition among insurers to supply and price health insurance products. Many local health insurance markets have little competition, which increases prices to consumers. Furthermore, both markets are highly subsidized in ways that can exacerbate the impact of market power--that is, the ability to set price above cost--on health insurance prices. Policy makers need to foster robust competition in both sectors and avoid designing subsidies that make the market-power problem worse.
      pubtype: Academic Journal
      doctype: Journal Article
      ougenre: Article
    language: English
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