MEASURING CONSUMER EXPENDITURES WITH PAYMENT DIARIES.

Payment diaries measure consumer expenditures by tracking authorization of payments by instrument (cash, check, debit or credit card, etc.). Three notable results emerge from comparing the 2012 Diary of Consumer Payment Choice (DCPC) to other estimates of consumer expenditures: (1) DCPC payments are...

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Publicado en:Economic Inquiry Vol. 56; no. 1; pp. 13 - 50
Autor principal: Schuh, Scott
Formato: Artículo
Publicado: Wiley-Blackwell Jan2018
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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        atl: MEASURING CONSUMER EXPENDITURES WITH PAYMENT DIARIES.
      aug:
        au: Schuh, Scott
        affil: Director and Economist, Consumer Payments Research Center, Federal Reserve Bank of Boston, Boston, MA, 02210
      su:
        Consumer preferences
        Consumption (Economics)
        Payment systems
        Consumer surveys
        Personal finance
      sug:
        subj:
          Consumer preferences
          Consumption (Economics)
          Consumer Lending
          Financial Transactions Processing, Reserve, and Clearinghouse Activities
          Payment systems
          Consumer surveys
          Personal finance
      ab: Payment diaries measure consumer expenditures by tracking authorization of payments by instrument (cash, check, debit or credit card, etc.). Three notable results emerge from comparing the 2012 Diary of Consumer Payment Choice (DCPC) to other estimates of consumer expenditures: (1) DCPC payments are 75% higher than Consumer Expenditure Survey estimates; (2) DCPC consumption estimates are 17% higher than comparable personal consumption expenditure estimates; and (3) DCPC payments roughly equal comparably adjusted National Income and Product Accounts personal disposable income. The DCPC's relative success stems from measuring expenditures aggregated into lumpy payments ('shopping baskets'), relatively low respondent burden, and effective random sampling. ( JEL E21, D12, D14)
      pubtype: Academic Journal
      doctype: Article
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    language: English
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