Who Benefits? The Interactional Determinants of Microfinance’s Varied Effects.

Since its emergence as a development tool, scholars and practitioners have questioned microfinance’s short- and long-term impacts but have had insufficient empirical evidence to assess them. To address this gap, this paper draws on mixed method research to assess the effects of microfinance loan and...

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Publicado en:Journal of Development Studies Vol. 54; no. 2; pp. 235 - 256
Autores principales: Beck, Erin, Aguilera, Michael, Schintz, James
Formato: Artículo
Publicado: Taylor & Francis Ltd Feb2018
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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        atl: Who Benefits? The Interactional Determinants of Microfinance’s Varied Effects.
      aug:
        au:
          Beck, Erin
          Aguilera, Michael
          Schintz, James
        affil:
          Department of Political Science, University of Oregon, Eugene, OR, USA
          Sociology Department, University of Oregon, Eugene, OR, USA
          Center for Financial Services Innovation, New York, NY, USA
      su:
        Microfinance
        Crowd funding
        Revolving loan funds
        Financial institutions
        Entrepreneurship
      sug:
        subj:
          Consumer Lending
          Microfinance
          Crowd funding
          Revolving loan funds
          Financial institutions
          Entrepreneurship
      ab: Since its emergence as a development tool, scholars and practitioners have questioned microfinance’s short- and long-term impacts but have had insufficient empirical evidence to assess them. To address this gap, this paper draws on mixed method research to assess the effects of microfinance loan and educational services over time. It explores why, even within the same microfinance institution (MFI), some borrowers benefit from microfinance services more than others in the short-term, and examines how this translates into long-term impacts. The article identifies understudied sources of intra-group variation: the diversity and choices of borrowers and MFI employees interacting with each other and their broader contexts.
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    language: English
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