Are Integrated Plan Providers Associated With Lower Premiums on the Health Insurance Marketplaces?
As the health insurance industry becomes more consolidated, hospitals and health systems have started to enter the insurance business. Insurers are also rapidly acquiring providers. Although these "vertically" integrated plan providers are small players in the insurance market, they are becoming mor...
| Publicado en: | Medical Care Research & Review Vol. 75; no. 2; pp. 232 - 260 |
|---|---|
| Autores principales: | , , |
| Formato: | research Journal Article |
| Publicado: |
Sage Publications Inc.
Apr2018
|
| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ccm&AN=128501873&site=ehost-live header: @attributes: shortDbName: ccm uiTerm: 128501873 longDbName: CINAHL Complete uiTag: AN controlInfo: bkinfo: dissinfo: jinfo: jid: 10775587 MDC jtl: Medical Care Research & Review issn: 10775587 maglogo: Y pubinfo: dt: Apr2018 vid: 75 iid: 2 pid: 344 pub: Sage Publications Inc. place: Thousand Oaks, California artinfo: ui: 128501873 128501873 NLM29148327 128501873 10.1177/1077558717692408 NLM29148327 128501873 ppf: 232 ppct: 28 formats: tig: atl: Are Integrated Plan Providers Associated With Lower Premiums on the Health Insurance Marketplaces? aug: au: La Forgia, Ambar Maeda, Jared Lane K. Banthin, Jessica S. affil: University of Pennsylvania, Philadelphia, PA, USA sug: subj: Health Insurance Exchanges Economics Patient Protection and Affordable Care Act Economics Insurance, Health Economics Insurance Coverage Economics Managed Care Programs Economics Human United States Validation Studies Comparative Studies Evaluation Research Multicenter Studies ab: As the health insurance industry becomes more consolidated, hospitals and health systems have started to enter the insurance business. Insurers are also rapidly acquiring providers. Although these "vertically" integrated plan providers are small players in the insurance market, they are becoming more numerous. The health insurance marketplaces (HIMs) offer a unique setting to study integrated plan providers relative to other insurer types because the HIMs were designed to promote competition. In this descriptive study, the authors compared the premiums of the lowest priced silver plans of integrated plan providers with other insurer types on the 2015 and 2016 HIMs. Integrated plan providers were associated with modestly lower premiums relative to most other insurer types. This study provides early insights into premium competition on the HIMs. Examining integrated plan providers as a separate insurer type has important policy implications because they are a growing segment of the marketplaces and their pricing behavior may influence future premium trends. pubtype: Academic Journal doctype: research Journal Article ougenre: Article language: English refInfo: holdings: @attributes: islocal: N |
|---|