Potential Effects Of Eliminating The Individual Mandate Penalty In California.
The tax penalty for noncompliance with the Affordable Care Act's individual mandate is to be eliminated starting in 2019. We investigated the potential impact of this change on enrollees' decisions to purchase insurance and on individual-market premiums. In a survey of enrollees in the individual ma...
| Publicado en: | Health Affairs Vol. 38; no. 1; pp. 147 - 155 |
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| Autores principales: | , , , , , , , , , , , |
| Formato: | research tables/charts Journal Article |
| Publicado: |
Health Affairs Publishing, LLC
Jan2019
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ccm&AN=134133944&site=ehost-live header: @attributes: shortDbName: ccm uiTerm: 134133944 longDbName: CINAHL Complete uiTag: AN controlInfo: bkinfo: dissinfo: jinfo: jid: 02782715 HAF jtl: Health Affairs issn: 02782715 maglogo: N pubinfo: dt: Jan2019 vid: 38 iid: 1 pid: 1453 pub: Health Affairs Publishing, LLC place: Washington, District of Columbia artinfo: ui: 134133944 134133944 134133944 10.1377/hlthaff.2018.05161 134133944 ppf: 147 ppct: 8 formats: tig: atl: Potential Effects Of Eliminating The Individual Mandate Penalty In California. aug: au: Fung, Vicki Liang, Catherine Y. Shi, Julie Seo, Veri Overhage, Lindsay Dow, William H. Zaslavsky, Alan M. Fireman, Bruce Derose, Stephen F. Chernew, Michael E. Newhouse, Joseph R. Hsu, John affil: Senior scientist at the Mongan Institute Health Policy Center, Massachusetts General Hospital, Boston sug: subj: Health Care Costs Economics Patient Protection and Affordable Care Act California Medically Uninsured Health Insurance Exchanges Taxes Human Hispanic Americans California Health Services Accessibility Insurance Coverage Eligibility Determination Insurance Carriers Behavioral Research Survey Research Male Female Adolescence Adult Middle Age Aged Data Analysis Descriptive Statistics Adolescent: 13-18 years Adult: 19-44 years Middle Aged: 45-64 years Aged: 65+ years Male Female ab: The tax penalty for noncompliance with the Affordable Care Act's individual mandate is to be eliminated starting in 2019. We investigated the potential impact of this change on enrollees' decisions to purchase insurance and on individual-market premiums. In a survey of enrollees in the individual market in California in 2017, 19 percent reported that they would not have purchased insurance had there been no penalty. We estimated that premiums would increase by 4-7 percent if these enrollees were not in the risk pool. The percentages of enrollees who would forgo insurance were higher among those vdth lower income and education, Hispanics, and those who had been uninsured in the prior year, relative to the comparison groups. Compared to older enrollees and those with two or more chronic conditions, respectively, younger enrollees and those with no chronic conditions were also more likely to say that they would not have purchased insurance. Eliminating the mandate penalty alone is unlikely to destabilize the California individual market but could erode coverage gains, especially among groups whose members have historically been less likely to be insured. pubtype: Academic Journal doctype: research tables/charts Journal Article ougenre: Article language: English refInfo: holdings: @attributes: islocal: N |
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