The Private Insurance Market: Not Very Big and Not Insuring Much, Either.

Creating a single national health insurance pool is not likely to destabilize the economy by supplanting the private health insurance industry. This industry insures a relatively small percentage of the population and holds very little of the risk such insurance implies. In effect, insurance compani...

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Detalles Bibliográficos
Publicado en:Journal of Law, Medicine & Ethics Vol. 46; no. 4; pp. 877 - 883
Autor principal: Fox, Jacqueline
Formato: Journal Article
Publicado: Cambridge University Press Winter2018
Acceso en línea:Ver este registro en EBSCOhost
Descripción
Sumario:Creating a single national health insurance pool is not likely to destabilize the economy by supplanting the private health insurance industry. This industry insures a relatively small percentage of the population and holds very little of the risk such insurance implies. In effect, insurance companies function as middlemen, bundling risk packages to distribute to other, larger companies and so serve a limited purpose. Were insurers to handle claims for a national pool as they do for the Medicare program, any destabilization to the economy more broadly would be further minimized.