Decision-Making Experiences Of Consumers Choosing Individual-Market Health Insurance Plans.
The health insurance Marketplaces established by the Affordable Care Act include features designed to simplify the process of choosing a health plan in the individual, or nongroup, insurance market. While most individual health insurance enrollees purchase plans through the federal and state-based M...
| Publicado en: | Health Affairs Vol. 38; no. 3; pp. 464 - 473 |
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| Autores principales: | , , , , |
| Formato: | research tables/charts Journal Article |
| Publicado: |
Health Affairs Publishing, LLC
Mar2019
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ccm&AN=135314623&site=ehost-live header: @attributes: shortDbName: ccm uiTerm: 135314623 longDbName: CINAHL Complete uiTag: AN controlInfo: bkinfo: dissinfo: jinfo: jid: 02782715 HAF jtl: Health Affairs issn: 02782715 maglogo: N pubinfo: dt: Mar2019 vid: 38 iid: 3 pid: 1453 pub: Health Affairs Publishing, LLC place: Washington, District of Columbia artinfo: ui: 135314623 135314623 135314623 10.1377/hlthaff.2018.05036 135314623 ppf: 464 ppct: 9 formats: tig: atl: Decision-Making Experiences Of Consumers Choosing Individual-Market Health Insurance Plans. aug: au: Hero, Joachim O. Sinaiko, Anna D. Kingsdale, Jon Gruver, Rachel S. Galbraith, Alison A. affil: Research fellow in health policy at the Harvard Pilgrim Health Care Institute and Harvard Medical School, in Boston, Massachusetts sug: subj: Decision Making Consumer Attitudes Insurance, Health Health Maintenance Organizations Surveys Health Insurance Exchanges Health Literacy New Hampshire Random Sample Interviews Patient Protection and Affordable Care Act Family Insurance Coverage Descriptive Statistics Chi Square Test T-Tests Logistic Regression Shopping Probability Adult Middle Age Male Female Educational Status Help Seeking Behavior Chronic Disease Human Funding Source Adult: 19-44 years Middle Aged: 45-64 years Male Female ab: The health insurance Marketplaces established by the Affordable Care Act include features designed to simplify the process of choosing a health plan in the individual, or nongroup, insurance market. While most individual health insurance enrollees purchase plans through the federal and state-based Marketplaces, millions also purchase plans directly from an insurance carrier (off Marketplace). This study was a descriptive comparison of the decision-making processes and shopping experiences of consumers in two states who purchased a health insurance plan from the same large insurer in 2017, either through the federal Marketplaces or off Marketplace. In a survey, those who selected plans through the Marketplaces reported less difficulty finding the best or most affordable plan than did those enrolling off Marketplace. Respondents in families with chronic health conditions who enrolled through the Marketplaces reported better overall experiences than those who enrolled off Marketplace. Respondents with low health insurance literacy reported poor experiences in enrolling both through the Marketplaces and off Marketplace. Access to consumer assistance in the individual health insurance market should target off-Marketplace populations as well as all populations with low health insurance literacy. pubtype: Academic Journal doctype: research tables/charts Journal Article ougenre: Article language: English refInfo: holdings: @attributes: islocal: N |
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