The ACA's Effect On The Individual Insurance Market.

The vision of the Affordable Care Act (ACA) for a reformed individual health insurance market included requirements and incentives for insurers to manage risk instead of avoiding it, minimum standards for coverage adequacy, income-related subsidies, managed competition through health insurance Marke...

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Publicado en:Health Affairs Vol. 39; no. 3; pp. 436 - 445
Autores principales: Corlette, Sabrina, Blumberg, Linda J., Lucia, Kevin
Formato: review tables/charts Journal Article
Publicado: Health Affairs Publishing, LLC Mar2020
Acceso en línea:Ver este registro en EBSCOhost
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        atl: The ACA's Effect On The Individual Insurance Market.
      aug:
        au:
          Corlette, Sabrina
          Blumberg, Linda J.
          Lucia, Kevin
        affil: Research professor in the McCourt School of Public Policy, Georgetown University, in Washington, D.C.
      sug:
        subj:
          Patient Protection and Affordable Care Act Evaluation
          Insurance, Health Economics
          Health Insurance Exchanges
          Insurance Coverage
          Health Care Reform
          Health Services Accessibility
          Risk Management
          Health Care Costs
          Managed Competition
          Policy Making
          Insurance Carriers
          Program Implementation
          Government Regulations
          Politics
          Financing, Government
      ab: The vision of the Affordable Care Act (ACA) for a reformed individual health insurance market included requirements and incentives for insurers to manage risk instead of avoiding it, minimum standards for coverage adequacy, income-related subsidies, managed competition through health insurance Marketplaces, and new programs to promote insurer competition. Against this vision, we assessed how insurance markets evolved between 2014 and 2019, using metrics such as premium changes, insurer participation, and enrollment. We also assessed how federal and state policy choices during the implementation of the ACA may have affected market performance. The article closes with an assessment of recent federal-level policy choices and the evidence to date about their effect on insurance markets, together with a discussion of how market experience under the ACA can inform policy makers who seek to further expand consumers' access to affordable, comprehensive coverage.
      pubtype: Academic Journal
      doctype:
        review
        tables/charts
        Journal Article
      ougenre: Article
    language: English
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