The Impact of Microcredit Loans on School Enrolment in Bangladesh.
Human capital investment, especially in education, is a well-known precursor of economic growth in developing countries. In recent years, there has been a proliferation of microfinance programmes, yet evidence on whether microfinance leads to increased educational investment is tenuous at best. We u...
| Publicado en: | Journal of Development Studies Vol. 56; no. 9; pp. 1725 - 1745 |
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| Autores principales: | , , , |
| Formato: | Artículo |
| Publicado: |
Taylor & Francis Ltd
Sep2020
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| Materias: | |
| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=144726549&site=ehost-live header: @attributes: shortDbName: ssf uiTerm: 144726549 longDbName: Social Sciences Full Text (H.W. Wilson) uiTag: AN controlInfo: bkinfo: jinfo: jid: 00220388 JDS jtl: Journal of Development Studies issn: 00220388 maglogo: N pubinfo: dt: Sep2020 vid: 56 iid: 9 pid: 377 pub: Taylor & Francis Ltd artinfo: ui: 144726549 10.1080/00220388.2019.1703954 ppf: 1725 ppct: 20 formats: fmt: – @attributes: type: T db: hlh ui: 144726549 – @attributes: type: P db: hlh ui: 144726549 tig: atl: The Impact of Microcredit Loans on School Enrolment in Bangladesh. aug: au: Kandulu, John Wheeler, Sarah Zuo, Alec Sim, Nicholas affil: Centre for Global Food and Resources, University of Adelaide, Adelaide, Australia School of Business, Singapore University of Social Sciences, Singapore, Singapore su: Bangladesh School enrollment Economic expansion Schoolboys Microfinance Propensity score matching sug: subj: School enrollment Economic expansion Schoolboys Bangladesh Microfinance Propensity score matching ab: Human capital investment, especially in education, is a well-known precursor of economic growth in developing countries. In recent years, there has been a proliferation of microfinance programmes, yet evidence on whether microfinance leads to increased educational investment is tenuous at best. We utilise a large-scale cross-sectional household dataset from Bangladesh and geospatial data to study how microcredit participation and increasing microcredit incomes – that is, the extensive and intensive margins of microcredit – affects the probability of children's school enrolment. The causal influence of microcredit participation on enrolments was estimated by utilising the propensity score matching (PSM) technique – a quasi-experimental treatment effects model. Whilst microcredit participation, the extensive margin, did not significantly influence the likelihood of school enrolment for boys, it increased girls' enrolment. Further, microcredit income, the intensive margin, had a stronger influence on girls' and younger siblings' enrolment than on boys' and older siblings' enrolment. Omission of spatial influences can overstate microcredit influence on enrolment; while not utilising PSM can underestimate the influence of microcredit participation on enrolment. Results suggest policies that focus solely on increasing microcredit participation, without increasing the amount of microcredit incomes accessed by households, may be less effective at improving child education outcomes. pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: N holdings: @attributes: islocal: N |
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