The Affordable Care Act's Insurance Marketplace Subsidies Were Associated With Reduced Financial Burden For US Adults.

Research suggests that the Affordable Care Act (ACA) Medic-aid expansions improved financial protection for the poor. However, evidence is limited on whether subsidies offered through the ACA Marketplaces, the law's other major coverage expansion, were associated with reduced financial burden. Using...

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Publicado en:Health Affairs Vol. 40; no. 3; pp. 496 - 505
Autores principales: Liu, Charles, Gotanda, Hiroshi, Khullar, Dhruv, Rice, Thomas, Yusuke Tsugawa
Formato: research tables/charts Journal Article
Publicado: Health Affairs Publishing, LLC Mar2021
Acceso en línea:Ver este registro en EBSCOhost
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        atl: The Affordable Care Act's Insurance Marketplace Subsidies Were Associated With Reduced Financial Burden For US Adults.
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          Liu, Charles
          Gotanda, Hiroshi
          Khullar, Dhruv
          Rice, Thomas
          Yusuke Tsugawa
        affil: General surgery resident in the Department of Surgery, Stanford University School of Medicine, in Stanford, California
      sug:
        subj:
          Patient Protection and Affordable Care Act United States
          Health Insurance Exchanges
          Health Care Costs In Adulthood
          Human
          Financial Support
          United States
          Program Implementation
          Adult
          Middle Age
          Descriptive Statistics
          Medicaid Expansion
          Logistic Regression
          Sensitivity and Specificity
          Male
          Female
          Adult: 19-44 years
          Middle Aged: 45-64 years
          Male
          Female
      ab: Research suggests that the Affordable Care Act (ACA) Medic-aid expansions improved financial protection for the poor. However, evidence is limited on whether subsidies offered through the ACA Marketplaces, the law's other major coverage expansion, were associated with reduced financial burden. Using national survey data from the period 2008-17, we examined changes in household health care spending among low-income adults eligible for both Marketplace premium subsidies and cost-sharing reductions (139-250 percent of the federal poverty level) and middle-income adults eligible only for premium subsidies (251-400 percent of the federal poverty level), using high-income adults ineligible for subsidies (greater than 400 percent of the federal poverty level) as controls. Among low-income adults, Marketplace subsidy implementation was associated with 17 percent lower out-of-pocket spending and 30 percent lower probability of catastrophic health expenditures. In contrast, middle-income adults did not experience reduced financial burden by either measure. These findings highlight the successes and limitations of Marketplace subsidies as debate continues over the ACA's future.
      pubtype: Academic Journal
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    language: English
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