The Impact of a Universal Health Coverage Scheme on Precautionary Savings: Evidence from Thailand.

This study examines the impact of Thailand's Bt30 universal health care scheme on household saving behavior using Thai Household Socio-Economic Survey data from 2000, 2001, and 2004. Using two difference-in-differences approaches, I find that saving behavior changed after the scheme's introduction....

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Publicado en:Economic Development & Cultural Change Vol. 69; no. 3; pp. 1203 - 1238
Autor principal: Ushijima, Koichi
Formato: Artículo
Publicado: University of Chicago Press Apr2021
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Acceso en línea:Ver este registro en EBSCOhost
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        atl: The Impact of a Universal Health Coverage Scheme on Precautionary Savings: Evidence from Thailand.
      aug:
        au: Ushijima, Koichi
        affil: University of Tsukuba
      su:
        Thailand
        Cost of living
        Household surveys
        Households
        Evidence
        Health insurance exchanges
      sug:
        subj:
          Cost of living
          Household surveys
          Households
          Thailand
          Private Households
          Evidence
          Health insurance exchanges
      ab: This study examines the impact of Thailand's Bt30 universal health care scheme on household saving behavior using Thai Household Socio-Economic Survey data from 2000, 2001, and 2004. Using two difference-in-differences approaches, I find that saving behavior changed after the scheme's introduction. First, the propensity to save decreases by approximately 14%–17%, which constitutes 24%–30% of the propensity to save out of permanent income in 2004. Second, the propensity to save out of permanent income decreases immediately after the scheme's introduction. Hence, even poor households significantly reduce their living standards to prepare for unpredictable health risks.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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