Poverty Reduction and Female Loan Recipients: Comparing Non-Profit vs. For-Profit Microcredit Programs' Supplemental Services.
The majority of loans through microfinance programs are received by women and both Non-profit (NP) and for-profit (FP) organizations also offer other services. This study explored an assumption that NP providers would offer supplemental programming such as child care, health care, or education, and...
| Publicado en: | Social Development Issues (Social Development Issues) Vol. 42; no. 3; pp. 87 - 108 |
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| Autores principales: | , |
| Formato: | Artículo |
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Social Development Issues
2020
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=153775135&site=ehost-live header: @attributes: shortDbName: ssf uiTerm: 153775135 longDbName: Social Sciences Full Text (H.W. Wilson) uiTag: AN controlInfo: bkinfo: jinfo: jid: 01471473 LW7P jtl: Social Development Issues (Social Development Issues) issn: 01471473 maglogo: N pubinfo: dt: 2020 vid: 42 iid: 3 pid: 52297 pub: Social Development Issues artinfo: ui: 153775135 ppf: 87 ppct: 21 formats: fmt: @attributes: type: P size: 592KB tig: atl: Poverty Reduction and Female Loan Recipients: Comparing Non-Profit vs. For-Profit Microcredit Programs' Supplemental Services. aug: au: Sinha, Jill W. Thomas, Rebecca L. affil: Partner, Arsin Partners LLC, consults with non-profits on strategic planning, development, and evaluation, 2112 Fairwold Lane, Fort Washington, PA 19034 Associate Professor of Social Work, University of Connecticut School of Social Work Director, Center for International Social Work Studies, Chair of CSWE Commission on Global Social Work Education, University of Connecticut, 38 Prospect St. Hartford, CT 06103 su: Medical care Poverty reduction Microfinance Business planning Financial services industry sug: subj: Medical care Consumer Lending Poverty reduction Microfinance Business planning Financial services industry keyword: For-Profit Non-Profit relationship gendered poverty reduction microfinance mixed markets For-Profit Non-Profit relationship gendered poverty reduction microfinance mixed markets ab: The majority of loans through microfinance programs are received by women and both Non-profit (NP) and for-profit (FP) organizations also offer other services. This study explored an assumption that NP providers would offer supplemental programming such as child care, health care, or education, and participation in local or regional advocacy efforts. Conversely, the expectation was that FP providers would charge higher rates and fees, offer financial services, business planning, and savings, rather than child or health care, or education. Seventeen programs offering microfinance in large city in India were surveyed, including (8) non-government organizations (NP) and (9) non-banking financial institutions (FP). The data confirmed that FP providers reported higher interest rates, larger loan amounts, and less children's education or childcare. Both types of providers about equally reported other services. We discuss implications for the benefits of both NP and FP models and gendered poverty reduction. pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: N holdings: @attributes: islocal: N |
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