Health insurance rights and access to health care for trans people: The social construction of medical necessity.

Health care rights for transgender and/or nonbinary people have dramatically expanded in recent years, including in insurance coverage for the treatments and procedures they need. Yet, trans people themselves still identify health insurance problems as a top priority for research and policy change b...

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Bibliographic Details
Published in:Law & Society Review Vol. 55; no. 4; pp. 539 - 563
Main Authors: Kirkland, Anna, Talesh, Shauhin, Perone, Angela K.
Format: Article
Published: Cambridge University Press Dec2021
Subjects:
Online Access:View this record in EBSCOhost
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      dt: Dec2021
      vid: 55
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      pub: Cambridge University Press
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        10.1111/lasr.12575
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        atl: Health insurance rights and access to health care for trans people: The social construction of medical necessity.
      aug:
        au:
          Kirkland, Anna
          Talesh, Shauhin
          Perone, Angela K.
        affil:
          Institute for Research on Women and Gender (IRWG), University of Michigan, Ann Arbor Michigan,, USA
          Arthur F. Thurnau Professor of Women's and Gender Studies, University of Michigan, Ann Arbor Michigan,, USA
          Political Science, Sociology, and Health Management & Policy (by courtesy), University of Michigan, Ann Arbor Michigan,, USA
          School of Law, University of California, Irvine, Irvine California,, USA
          Sociology and Criminology, Law & Society, University of California, Irvine, Irvine California,, USA
          Law & Graduate Studies Program, University of California, Irvine, Irvine California,, USA
          School of Social Work & Department of Sociology, University of Michigan, Ann Arbor Michigan,, USA
      su:
        Right to health
        Health insurance
        Transgender people
        Health services accessibility
        Gender affirming care
        Health insurance exchanges
        Transgender rights
      sug:
        subj:
          Right to health
          Health insurance
          Transgender people
          Health services accessibility
          Direct individual life, health and medical insurance carriers
          Direct group life, health and medical insurance carriers
          Gender affirming care
          Health insurance exchanges
          Transgender rights
      ab: Health care rights for transgender and/or nonbinary people have dramatically expanded in recent years, including in insurance coverage for the treatments and procedures they need. Yet, trans people themselves still identify health insurance problems as a top priority for research and policy change because of significant difficulties gaining and using coverage. Wrangling over coverage determinations happens through multiple types of interactions, bureaucratic, interpersonal, and medical. When these interactions become difficult, it is because key terms such as medical necessity are both powerful and indeterminate. This study examines how trans people and health care intermediaries navigate the health insurance process and contest the meaning of medical necessity in coverage determinations. These disputes constitute the ground‐level reality for instantiating health care rights to gender affirming care. Relying on analysis of contract language and 32 interviews with people who sought gender‐affirming care and allied professionals, we find that health insurance policy language, interpretation, and implementation often create disadvantages and barriers for trans people who attempt to access care. Our study highlights how the contested life of insurance policy terminology produces a reality for rights but also details the mechanisms through which insurance‐mediated care is a socially contested and negotiated process
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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