When Should There Be Vertical Choice in Health Insurance Markets?

We study the welfare effects of offering choice over coverage levels—"vertical choice"—in regulated health insurance markets. We emphasize that heterogeneity in efficient coverage level is not sufficient to motivate choice. When premiums cannot reflect individuals' costs, it may not be in consumers'...

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Publicado en:	American Economic Review Vol. 112; no. 1; pp. 304 - 343
Autores principales:	Marone, Victoria R., Sabety, Adrienne
Formato:	Artículo
Publicado:	American Economic Association Jan2022
Materias:	Health insurance Consumer goods Health insurance exchanges Willingness to pay
Acceso en línea:	Ver este registro en EBSCOhost