The cleansing effect of banking crises.

We assess the cleansing effects of the 2008–2009 financial crisis. U.S. regions with higher levels of supervisory forbearance on distressed banks see less restructuring in the real sector: fewer establishments, firms, and jobs are lost when more distressed banks remain in business. In these regions,...

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Publicado en:Economic Inquiry Vol. 60; no. 3; pp. 1186 - 1214
Autores principales: Gropp, Reint, Ongena, Steven, Rocholl, Jörg, Saadi, Vahid
Formato: Artículo
Publicado: Wiley-Blackwell Jul2022
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Acceso en línea:Ver este registro en EBSCOhost
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      dt: Jul2022
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      tig:
        atl: The cleansing effect of banking crises.
      aug:
        au:
          Gropp, Reint
          Ongena, Steven
          Rocholl, Jörg
          Saadi, Vahid
        affil:
          Halle Institute for Economic Research (IWH), University of Magdeburg and CEPR, Halle, Germany
          University of Zurich, Swiss Finance Institute, KU Leuven and CEPR, Zurich, Switzerland
          ESMT Berlin, CEPR, and ECGI, Berlin, Germany
          IE Business School, IE University, Madrid, Spain
      su:
        Crises
        Banking industry
        Financial crises
        Job creation
        Pay for performance
      sug:
        subj:
          Crises
          Banking industry
          Financial crises
          Commercial Banking
          Personal and commercial banking industry
          Savings Institutions
          Other Depository Credit Intermediation
          Job creation
          Pay for performance
      keyword:
        banking crises
        cleansing effect
        productivity growth
        supervisory forbearance
        banking crises
        cleansing effect
        productivity growth
        supervisory forbearance
      ab: We assess the cleansing effects of the 2008–2009 financial crisis. U.S. regions with higher levels of supervisory forbearance on distressed banks see less restructuring in the real sector: fewer establishments, firms, and jobs are lost when more distressed banks remain in business. In these regions, the banking sector has been less healthy for several years after the crisis. Regions with less forbearance experience higher productivity growth after the crisis with more firm entries, job creation, and employment, wages, patents, and output growth. Forbearance is greater for state‐chartered banks and in regions with weaker banking competition and more independent banks.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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