Financial innovation and the stability of money demand in Nigeria.

Studies that explore the relationship between financial innovation and the stability of money demand in Africa use the indirect measure of financial innovation. Previous studies on Nigeria also ignored total monetary aggregates (M3), despite its importance to monetary policy formulation and liquidit...

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Publicado en:African Development Review / Revue Africaine de Développement Vol. 34; no. 2; pp. 215 - 232
Autores principales: Ujunwa, Augustine, Onah, Emmanuel, Ujunwa, Angela Ifeanyi, Okoyeuzu, Chinwe R, Kalu, Ebere Ume
Formato: Artículo
Publicado: Wiley-Blackwell Jun2022
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Acceso en línea:Ver este registro en EBSCOhost
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        10.1111/1467-8268.12631
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        atl: Financial innovation and the stability of money demand in Nigeria.
      aug:
        au:
          Ujunwa, Augustine
          Onah, Emmanuel
          Ujunwa, Angela Ifeanyi
          Okoyeuzu, Chinwe R
          Kalu, Ebere Ume
        affil:
          West African Monetary Institute, Accra, Ghana
          Department of Banking and Finance, University of Nigeria, Enugu Campus
      su:
        Nigeria
        Money supply
        Demand for money
        Financial security
        Demand function
        Cointegration
        Monetary policy
        Managerial economics
      sug:
        subj:
          Money supply
          Nigeria
          Demand for money
          Financial security
          Demand function
          Cointegration
          Monetary policy
          Managerial economics
      keyword:
        Business & Corporate Economics
        Macroeconomics
        Business & Corporate Economics
        Macroeconomics
      ab: Studies that explore the relationship between financial innovation and the stability of money demand in Africa use the indirect measure of financial innovation. Previous studies on Nigeria also ignored total monetary aggregates (M3), despite its importance to monetary policy formulation and liquidity management. This paper contributes to the existing literature in two ways; first, we expand the generic money demand function to include the direct measure of financial innovation. Second, we test the model on Nigeria using a broader definition of money demand—narrow money (M1), broad money (M2) and total monetary aggregates (M3). We employ the Pesaran et al. (2001) autoregressive distributed lag (ARDL) bounds test approach to cointegration in estimating the respective equations and find evidence of a long‐run relationship between money demand and financial innovation. The CUSUM and CUSUM‐of‐Squares tests reveal stable money demand across the three measures of money demand, which indicates that the inclusion of financial innovation has not altered the long‐run stability of money demand in Nigeria.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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