Gender and Willingness to Pay for Insured Loans: Empirical Evidence from Ghana.
This study investigates the willingness to pay (WTP) for index-based drought insurance coupled with agricultural loans by product design and gender, using a contingent valuation method. The empirical estimations reveal several important findings. First, females have lower mean WTP than male farmers...
| Published in: | Journal of Development Studies Vol. 58; no. 12; pp. 2526 - 2544 |
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| Main Authors: | , |
| Format: | Article |
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Taylor & Francis Ltd
Dec2022
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| Subjects: | |
| Online Access: | View this record in EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=160051509&site=ehost-live header: @attributes: shortDbName: ssf uiTerm: 160051509 longDbName: Social Sciences Full Text (H.W. Wilson) uiTag: AN controlInfo: bkinfo: jinfo: jid: 00220388 JDS jtl: Journal of Development Studies issn: 00220388 maglogo: N pubinfo: dt: Dec2022 vid: 58 iid: 12 pid: 377 pub: Taylor & Francis Ltd artinfo: ui: 160051509 10.1080/00220388.2022.2102900 ppf: 2526 ppct: 18 formats: fmt: – @attributes: type: T db: hlh ui: 160051509 – @attributes: type: P db: hlh ui: 160051509 tig: atl: Gender and Willingness to Pay for Insured Loans: Empirical Evidence from Ghana. aug: au: Mishra, Khushbu Gallenstein, Richard A. affil: Department of Economics, Stetson University, DeLand, FL, USA Economics Department, The Catholic University of America, Washington, DC, USA su: Ghana Gender Contingent valuation Willingness to pay Agricultural insurance Product design Women farmers Insurance agents sug: subj: Gender Ghana Insurance Agencies and Brokerages Direct Property and Casualty Insurance Carriers Other direct insurance (except life, health and medical) carriers Industrial Design Services Contingent valuation Willingness to pay Agricultural insurance Product design Women farmers Insurance agents keyword: Africa index insurance technology adoption willingness to pay Africa index insurance technology adoption willingness to pay ab: This study investigates the willingness to pay (WTP) for index-based drought insurance coupled with agricultural loans by product design and gender, using a contingent valuation method. The empirical estimations reveal several important findings. First, females have lower mean WTP than male farmers for each product design. Second, females do not express preference differences between insured loan product designs while males do. In fact, males prefer insured loans that make payouts directly to them and prefer insured loans without design risk. pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: N holdings: @attributes: islocal: N |
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