Insurance Subsidies, the Affordable Care Act, and Financial Stability.
This paper measures the effects of subsidies in the Affordable Care Act on adverse financial outcomes using administrative tax data and credit data on financial outcomes. Using a difference‐in‐differences design with propensity score reweighting, I find that at $100 per capita, ACA premium tax credi...
| Publicado en: | Journal of Policy Analysis & Management Vol. 42; no. 1; pp. 97 - 137 |
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| Formato: | Artículo |
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Wiley-Blackwell
Jan2023
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=161365253&site=ehost-live header: @attributes: shortDbName: ssf uiTerm: 161365253 longDbName: Social Sciences Full Text (H.W. Wilson) uiTag: AN controlInfo: bkinfo: jinfo: jid: 02768739 JPA jtl: Journal of Policy Analysis & Management issn: 02768739 maglogo: Y pubinfo: dt: Jan2023 vid: 42 iid: 1 pid: 480 pub: Wiley-Blackwell artinfo: ui: 161365253 10.1002/pam.22418 ppf: 97 ppct: 40 formats: tig: atl: Insurance Subsidies, the Affordable Care Act, and Financial Stability. aug: au: Dodini, Samuel su: Subsidies Health insurance exchanges Patient Protection & Affordable Care Act Financial security Medical debt Tax credits sug: subj: Subsidies Health insurance exchanges Patient Protection & Affordable Care Act Financial security Medical debt Tax credits ab: This paper measures the effects of subsidies in the Affordable Care Act on adverse financial outcomes using administrative tax data and credit data on financial outcomes. Using a difference‐in‐differences design with propensity score reweighting, I find that at $100 per capita, ACA premium tax credits and cost‐sharing reduction subsidies reduced consumer bankruptcies and severe auto delinquency by 8 percent and 7 percent, respectively, and substantially reduced right‐tail delinquent debt and third‐party collections. The value of recipients' risk protection against medical debt payments amounts to approximately 16 to 21 percent of the cash costs of the subsidies, while the subsidies provided substantial indirect transfers to external parties. pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: N holdings: @attributes: islocal: N |
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