Knowledge against indebtedness: Financial education mediated by digital technologies...International Society for Gerontechnology 13th World Conference, October 22-26, 2022, Daegu, South Korea.
Purpose In Brazil, an increasing number of older people becoming indebted (Paraíso, Fernandes, 2019). There are different reasons for that, such as critical life events, low financial knowledge, aggressive marketing strategies performed by financial institutions, seduction of the consumer market and...
| Published in: | Gerontechnology Vol. 21; pp. 1 - 2 |
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| Main Authors: | , |
| Format: | abstract proceedings research Journal Article |
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International Society for Gerontechnology
Oct2022
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| Online Access: | View this record in EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ccm&AN=161396253&site=ehost-live header: @attributes: shortDbName: ccm uiTerm: 161396253 longDbName: CINAHL Complete uiTag: AN controlInfo: bkinfo: dissinfo: jinfo: jid: 15691101 904R jtl: Gerontechnology issn: 15691101 maglogo: N pubinfo: dt: Oct2022 vid: 21 pid: 54298 pub: International Society for Gerontechnology artinfo: ui: 161396253 161396253 161396253 10.4017/gt.2022.21.s.584.opp4 161396253 ppf: 1 ppct: 1 formats: tig: atl: Knowledge against indebtedness: Financial education mediated by digital technologies...International Society for Gerontechnology 13th World Conference, October 22-26, 2022, Daegu, South Korea. aug: au: Doll, J. Hollerweger, L. affil: Universdiade Federal do Rio Grande do Sul, Faculdade de Educação, Brazil sug: subj: Knowledge In Old Age Financial Management Education Debt, Financial In Old Age Digital Technology Access to Information Congresses and Conferences South Korea South Korea Aged Aged: 65+ years ab: Purpose In Brazil, an increasing number of older people becoming indebted (Paraíso, Fernandes, 2019). There are different reasons for that, such as critical life events, low financial knowledge, aggressive marketing strategies performed by financial institutions, seduction of the consumer market and low income. (Doll et al., 2021). Due to the Brazilian scenario, Federal Law n° 14.181/21, known as the Over-indebtedness Law, was created. It enables reconciliation through debt renegotiation before the Courts guaranteeing an existential minimum (Bertoncello, 2015). Although there are a few financial education initiatives, fewer are suitable for older people (Doll, Hollerweger, 2021). Considering the potential of digital technologies for financial education (Hollerweger, 2018), a partnership between the School of Education of UFRGS, the Public Defender's Office of the State of Rio Grande do Sul and the Court of Law specialized in reconciliation has been developing a project to disseminate more information about financial issues using different digital technologies. The objective is to bring, through digital technologies, information in a clear, objective and accessible way to a mature and older population with low income and low schooling, in order to prevent indebtedness and to offer guidance for seeking support in cases of over-indebtedness. Method The project consists in the elaboration of educational materials in digital format, such as short videos and informative cards to be disseminated on social networks, institutional websites of the organizations involved and through other means of digital communication. The educational materials are developed by an interdisciplinary group of specialists, involving law, education, and gerontology. Before disseminating it, the information material is evaluated by a focus group of older people, as to discuss the quality of information, language, and ease of understanding, using a semi-structured questionnaire. The records of the focus group are analysed by content analysis (Bardin, 1977) to adequate the educational materials to the specific target group. Results and Discussion So far, the ongoing study shows that there is exists a lack of basic financial knowledge, such as understanding the meaning of interest or how to read a credit card bill, among the target population. The analysis of the needs identified by the Public Defender's Office and the peculiarity of the target audience shows the importance of videos being short (1 to 3 min.), concentrating on a very specific issue, as well as working with examples and illustrative material. pubtype: Academic Journal doctype: abstract proceedings research Journal Article ougenre: Article language: English refInfo: holdings: @attributes: islocal: N |
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