Buy Today, Pay Tomorrow: Formal Credit Supply and Domestic Electrical and Electronic Goods Consumption in São Paulo's Urban Periphery.
Since the beginning of the twenty‐first century, expansion of the formal credit supply in Brazil has promoted the 'financial inclusion' of the low‐income population, especially through instalment plans offered by large retail chains. This article aims to analyse the impacts of formal credit availabi...
| Publicado en: | Bulletin of Latin American Research Vol. 42; no. 1; pp. 131 - 148 |
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| Autores principales: | , |
| Formato: | Artículo |
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Wiley-Blackwell
Jan2023
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=hlh&AN=161873821&site=ehost-live header: @attributes: shortDbName: hlh uiTerm: 161873821 longDbName: Humanities International Complete uiTag: AN controlInfo: bkinfo: jinfo: jid: 02613050 BLA jtl: Bulletin of Latin American Research issn: 02613050 maglogo: Y pubinfo: dt: Jan2023 vid: 42 iid: 1 pid: 480 pub: Wiley-Blackwell artinfo: ui: 161873821 10.1111/blar.13317 ppf: 131 ppct: 17 formats: fmt: – @attributes: type: T – @attributes: type: C – @attributes: type: P size: 759KB tig: atl: Buy Today, Pay Tomorrow: Formal Credit Supply and Domestic Electrical and Electronic Goods Consumption in São Paulo's Urban Periphery. aug: au: Lopes Dos Santos, Kaue Ferreira, João Sette Whitaker affil: The London School of Economics and Political Science,, UK University of São Paulo,, Brazil su: Electronic equipment Consumption (Economics) Data analysis Debt São Paulo (Brazil) sug: subj: São Paulo (Brazil) Electronic equipment Consumption (Economics) Data analysis Debt keyword: consumption electrical and electronic consumer goods formal credit indebtedness instalment plan periphery ab: Since the beginning of the twenty‐first century, expansion of the formal credit supply in Brazil has promoted the 'financial inclusion' of the low‐income population, especially through instalment plans offered by large retail chains. This article aims to analyse the impacts of formal credit availability on the consumption of electrical and electronic goods by residents of Jardim Helena, a neighbourhood in São Paulo's periphery. Through the collection and analysis of qualitative and quantitative data, this study reveals how the instalment plan can stimulate consumption among the low‐income population, with a significant impact on household budgets, raising the risk of indebtedness. pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: Y custom: Copyright of Bulletin of Latin American Research is the property of Wiley-Blackwell and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. item: Bulletin of Latin American Research holder: Wiley-Blackwell dt: @attributes: year: 2023 holdings: @attributes: islocal: N |
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