On the monetary policy in an economy with banks endogenously creating money.

This paper attempts to employ a microeconomic model (industrial‐organization approach to banking) to formalize the concept that banks in an economy may also unilaterally create money, at least initially, rather than passively multiplying the base money exogenously issued by the Central Bank in the m...

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Publicado en:American Journal of Economics & Sociology Vol. 82; no. 2; pp. 121 - 128
Autores principales: Wang, X. Henry, Yang, Bill, Young, Alex
Formato: Artículo
Publicado: Wiley-Blackwell Mar2023
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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      dt: Mar2023
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      pub: Wiley-Blackwell
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        atl: On the monetary policy in an economy with banks endogenously creating money.
      aug:
        au:
          Wang, X. Henry
          Yang, Bill
          Young, Alex
        affil:
          Department of Economics, University of Missouri – Columbia, Columbia Missouri,, USA
          Professor Emeritus of Economics, Department of Economics, Parker College of Business, Georgia Southern University, Georgia, Statesboro, USA
          Department of Accounting, Frank Zarb School of Business, Hofstra University, Hempstead New York,, USA
      su:
        Monetary policy
        Central banking industry
        Banking policy
        Bank deposits
        Interest rates
      sug:
        subj:
          Personal and commercial banking industry
          Commercial Banking
          Other Depository Credit Intermediation
          Savings Institutions
          Monetary Authorities-Central Bank
          Monetary policy
          Central banking industry
          Banking policy
          Bank deposits
          Interest rates
      ab: This paper attempts to employ a microeconomic model (industrial‐organization approach to banking) to formalize the concept that banks in an economy may also unilaterally create money, at least initially, rather than passively multiplying the base money exogenously issued by the Central Bank in the money creation process. It shows that in equilibrium, banks may indeed create money (bank deposits) when making loans without relying on the newly issued base money from the Central Bank. Instead, the endogenously created money by banks would cause the Central Bank to endogenously adjust base money to hit the target policy interest rate.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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