Health Insurance and Young Adult Financial Distress.
We study how health insurance eligibility affects financial distress for young adults using the Affordable Care Act's (ACA) dependent coverage mandate─the part of the ACA that requires private health insurance plans to cover individuals up to their 26th birthday. We examine the effects of both gaini...
| Publicado en: | Journal of Policy Analysis & Management Vol. 42; no. 2; pp. 393 - 424 |
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| Autores principales: | , |
| Formato: | Artículo |
| Publicado: |
Wiley-Blackwell
Mar2023
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=162877505&site=ehost-live header: @attributes: shortDbName: ssf uiTerm: 162877505 longDbName: Social Sciences Full Text (H.W. Wilson) uiTag: AN controlInfo: bkinfo: jinfo: jid: 02768739 JPA jtl: Journal of Policy Analysis & Management issn: 02768739 maglogo: Y pubinfo: dt: Mar2023 vid: 42 iid: 2 pid: 480 pub: Wiley-Blackwell artinfo: ui: 162877505 10.1002/pam.22458 ppf: 393 ppct: 31 formats: tig: atl: Health Insurance and Young Adult Financial Distress. aug: au: Blascak, Nathan Mikhed, Vyacheslav su: Health insurance Young adults Health insurance eligibility Health insurance exchanges Health care industry billing Patient Protection & Affordable Care Act Medical debt sug: subj: Health insurance Young adults Direct individual life, health and medical insurance carriers Direct group life, health and medical insurance carriers Health insurance eligibility Health insurance exchanges Health care industry billing Patient Protection & Affordable Care Act Medical debt ab: We study how health insurance eligibility affects financial distress for young adults using the Affordable Care Act's (ACA) dependent coverage mandate─the part of the ACA that requires private health insurance plans to cover individuals up to their 26th birthday. We examine the effects of both gaining and losing eligibility by exploiting the mandate's implementation in 2010 and its automatic disenrollment mechanism at age 26. Our estimates show that increasing access to health insurance lowers young adults' out‐of‐pocket medical expenditures and debt in third‐party collections. However, reductions in financial distress are transitory, as they diminish after an individual loses access to parental insurance when they age out of the mandate at age 26. pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: N holdings: @attributes: islocal: N |
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