Understanding the use of digital finance among older internet users in urban China: Evidence from an online convenience sample.
Inclusive digital financial services should welcome older populations and make them beneficiaries of the digital and financial revolution. To understand older adults' experience of using digital financial tools, we conducted an online survey of 268 older internet users aged 60 or above from urban ar...
| Publicado en: | Educational Gerontology Vol. 49; no. 6; pp. 477 - 491 |
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| Autores principales: | , |
| Formato: | research tables/charts Journal Article |
| Publicado: |
Taylor & Francis Ltd
Jun2023
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ccm&AN=164084193&site=ehost-live header: @attributes: shortDbName: ccm uiTerm: 164084193 longDbName: CINAHL Complete uiTag: AN controlInfo: bkinfo: dissinfo: jinfo: jid: 03601277 EGR jtl: Educational Gerontology issn: 03601277 maglogo: N pubinfo: dt: Jun2023 vid: 49 iid: 6 pid: 377 pub: Taylor & Francis Ltd place: Philadelphia, Pennsylvania artinfo: ui: 164084193 159324205 164084193 164084193 10.1080/03601277.2022.2126341 164084193 ppf: 477 ppct: 14 formats: tig: atl: Understanding the use of digital finance among older internet users in urban China: Evidence from an online convenience sample. aug: au: Zeng, Yingying Li, Yuekang affil: The Brown School of Social Work, Washington University, St. Louis, Missouri, USA sug: subj: COVID-19 Pandemic Prevention and Control Stay-at-Home Orders Psychosocial Factors Financial Management Evaluation Urban Population Psychosocial Factors Life Experiences Evaluation Internet Utilization Digital Technology Utilization Human China Aged Life Style Digital Divide Logistic Regression Attitude to Risk Internet Access Aged: 65+ years ab: Inclusive digital financial services should welcome older populations and make them beneficiaries of the digital and financial revolution. To understand older adults' experience of using digital financial tools, we conducted an online survey of 268 older internet users aged 60 or above from urban areas of 14 Chinese provinces after China's nationwide COVID-19 lockdown in 2021. Our results revealed that older internet surfers were active in digital financial activities and engaged most with activities that were highly compatible with their lifestyles. Active users significantly differed from inactive users in sociodemographics, confirming that a digital divide related to social stratification exists among older internet users. Digital finance active users were also distinguished from inactive users' attitudes and perceptions toward digital finance. Logistic regression results indicated that perceived usefulness, access to proper devices for digital finance, risk perceptions, and perceived exclusion if not using technology were associated with their adoption of these advanced tools. Older adults reported the perceived inconvenience of in-person financial services during the lockdown. They also expressed a willingness to participate in relevant training if provided. The findings of this study could help aging-related practitioners to understand older adults' engagement in digital finance and guide policy and project design in the area of financial inclusion of the aging population. pubtype: Academic Journal doctype: research tables/charts Journal Article ougenre: Article language: English refInfo: holdings: @attributes: islocal: N |
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