On financial frictions and firm's market power.

There are two opposing welfare effects of market power in a model with monopolistic competition, loan defaults and moral hazard. The loss of output produced if firms set a higher mark‐up over marginal costs confronts with some gain due to higher expected profits and the reduction of defaults. Such t...

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Publicado en:Economic Inquiry Vol. 61; no. 4; pp. 982 - 1006
Autores principales: Casares, Miguel, Deidda, Luca G., Galdon‐Sanchez, Jose E.
Formato: Artículo
Publicado: Wiley-Blackwell Oct2023
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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        atl: On financial frictions and firm's market power.
      aug:
        au:
          Casares, Miguel
          Deidda, Luca G.
          Galdon‐Sanchez, Jose E.
        affil:
          Universidad Publica de Navarra, Pamplona, Spain
          Barnard College, New York City New York,, USA
          CRENoS and DISEA, Università di Sassari, Sassari, Italy
      su:
        Monopolistic competition
        Market power
        Default (Finance)
        Credit control
        Moral hazard
      sug:
        subj:
          Monopolistic competition
          Other Activities Related to Credit Intermediation
          Market power
          Default (Finance)
          Credit control
          Moral hazard
      keyword:
        credit rationing
        loan defaults
        market power
        credit rationing
        loan defaults
        market power
      ab: There are two opposing welfare effects of market power in a model with monopolistic competition, loan defaults and moral hazard. The loss of output produced if firms set a higher mark‐up over marginal costs confronts with some gain due to higher expected profits and the reduction of defaults. Such tradeoff results in an optimal level of market power that decreases with the efficiency of liquidation following default on a loan. If moral hazard is pervasive, credit rationing cuts down the default rates and mitigates the welfare cost of financial frictions.
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    language: English
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