'Digitising health protection schemes in Ghana': An enquiry into factors associated with the use of a mobile phone-based health insurance contribution payment system among tertiary students.
In 2018, Ghana's National Health Insurance Scheme (NHIS) introduced a mobile money payment system for membership renewal and premium payments to enhance enrolment and retention rates. However, the adoption of such innovations depends on various factors, including personal traits and public perceptio...
| Published in: | Health Services Insights pp. 1 - 12 |
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| Main Authors: | , , , , , , , |
| Format: | research tables/charts Journal Article |
| Published: |
Sage Publications Inc.
2/13/2024
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| Online Access: | View this record in EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ccm&AN=175442806&site=ehost-live header: @attributes: shortDbName: ccm uiTerm: 175442806 longDbName: CINAHL Complete uiTag: AN controlInfo: bkinfo: dissinfo: jinfo: jid: 11786329 B10H jtl: Health Services Insights issn: 11786329 maglogo: Y pubinfo: dt: 2/13/2024 pid: 344 pub: Sage Publications Inc. place: Thousand Oaks, California artinfo: ui: 175442806 175442806 175442806 10.1177/11786329241232255 175442806 ppf: 1 ppct: 11 formats: fmt: – @attributes: type: T – @attributes: type: P tig: atl: 'Digitising health protection schemes in Ghana': An enquiry into factors associated with the use of a mobile phone-based health insurance contribution payment system among tertiary students. aug: au: Morgan, Anthony Kwame Katey, Daniel Asori, Moses Nachibi, Stephen Uwumbordo Onyina, Ellen Quartey, Theophilus Cobbold, Justin Aziire, Modesta Akipase affil: Department of Planning, Kwame Nkrumah University of Science and Technology, Kumasi, Ghana sug: subj: National Health Programs Ghana Insurance, Health Economics Mobile Applications Utilization Membership Insurance Coverage Online Services Utilization Students, College Student Attitudes Evaluation Human Male Female Adult Ghana Quantitative Studies Cluster Sample Random Sample Questionnaires Descriptive Statistics Inferential Statistics Logistic Regression Data Analysis Software Confidence Intervals Age Factors Internet Access Adult: 19-44 years Male Female ab: In 2018, Ghana's National Health Insurance Scheme (NHIS) introduced a mobile money payment system for membership renewal and premium payments to enhance enrolment and retention rates. However, the adoption of such innovations depends on various factors, including personal traits and public perceptions. This study aims to explore the determinants of NHIS membership renewal and premium payment via the mobile renewal system. Conducted at Kwame Nkrumah University of Science and Technology (KNUST) in Kumasi, Ghana, the study used a survey design to gather data from 951 KNUST students. Employing logistic regression analysis, the study identified key factors influencing the use of the NHIS mobile renewal service. The findings revealed that individuals aged 19-21, 25-27 or above 27, without mobile money accounts, and those with no history of online purchases were less likely to adopt the mobile renewal system (P <.05). Conversely, those perceiving the system as useful and easy to use were more likely to utilise it for NHIS membership renewal (P <.05). In conclusion, policymakers should prioritise system quality, accessibility, perceived ease of use, and usefulness to facilitate the adoption and usage of the NHIS mobile payment system. These findings contribute valuable insights for enhancing the effectiveness of health insurance innovations. pubtype: Academic Journal doctype: research tables/charts Journal Article ougenre: Article language: English refInfo: holdings: @attributes: islocal: N |
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