Optimal Long-Term Health Insurance Contracts: Characterization, Computation, and Welfare Effects.

Reclassification risk is a major concern in health insurance where contracts are typically 1 year in length but health shocks often persist for much longer. While most health systems with private insurers pair short-run contracts with substantial pricing regulations to reduce reclassification risk,...

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Detalles Bibliográficos
Publicado en:Review of Economic Studies Vol. 91; no. 2; pp. 1085 - 1122
Autores principales: Ghili, Soheil, Handel, Ben, Hendel, Igal, Whinston, Michael D
Formato: Artículo
Publicado: Oxford University Press / USA Mar2024
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Acceso en línea:Ver este registro en EBSCOhost