Do Better Managers Get Better Loan Contracts?

This paper examines the impact of managerial ability on bank loan contracting. We find that firms with higher‐ability managers obtain more favourable loan contract terms, including lower loan spreads, fewer covenants, and more short‐term maturities. Furthermore, the negative relation between manager...

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Publicado en:Abacus Vol. 60; no. 3; pp. 539 - 578
Autores principales: Francis, Bill B., Ren, Ning, Sun, Xian, Wu, Qiang
Formato: Artículo
Publicado: Wiley-Blackwell Sep2024
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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        atl: Do Better Managers Get Better Loan Contracts?
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          Francis, Bill B.
          Ren, Ning
          Sun, Xian
          Wu, Qiang
        affil:
          Lally School of Management, Rensselaer Polytechnic Institute, 110 8th Street, Pittsburgh Building, Troy NY, 12180‐3590
          College of Arts and Sciences, University of Redlands, Redlands CA, 92373
          Carey Business School, Johns Hopkins University, 100 International Drive, Baltimore MD, 21201
          School of Accounting and Finance, Hong Kong Polytechnic University
      su:
        Default (Finance)
        Loan agreements
        Bank loans
        Executive ability (Management)
        Loans
        Counterparty risk
        Agency costs
      sug:
        subj:
          Default (Finance)
          Loan agreements
          Bank loans
          Executive ability (Management)
          Loans
          Counterparty risk
          Agency costs
      keyword:
        Agency costs of debt
        Bank loan contracting
        Default risk
        Information opacity
        Managerial ability
      ab: This paper examines the impact of managerial ability on bank loan contracting. We find that firms with higher‐ability managers obtain more favourable loan contract terms, including lower loan spreads, fewer covenants, and more short‐term maturities. Furthermore, the negative relation between managerial ability and loan spread is concentrated in firms with higher information asymmetry, higher default risk, or lower agency costs of debt. Finally, we find that firms with higher‐ability managers are more likely to choose public bonds over bank loans.
      pubtype: Academic Journal
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    language: English
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      custom: Copyright of Abacus is the property of Wiley-Blackwell and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use.
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