Sustainable lending strategies: a framework for enhancing climate resilience in industrial loan portfolios: Sustainable lending strategies: a framework for enhancing climate resilience in industrial loan portfolios: Neha Chhabra Roy.
This paper underscores the critical significance of climate-related risks within the banking and industrial sectors, emphasizing the need for a climate-resilient response system and strategic loan portfolio planning. The study introduces an efficient methodology for identifying key Climate-Linked Ri...
| Publicado en: | Asia Europe Journal Vol. 22; no. 4; pp. 423 - 463 |
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| Formato: | Artículo |
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Springer Nature
Dec2024
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=181780836&site=ehost-live header: @attributes: shortDbName: ssf uiTerm: 181780836 longDbName: Social Sciences Full Text (H.W. Wilson) uiTag: AN controlInfo: bkinfo: jinfo: jid: 16102932 V96 jtl: Asia Europe Journal issn: 16102932 maglogo: N pubinfo: dt: Dec2024 vid: 22 iid: 4 pid: 237 pub: Springer Nature artinfo: ui: 181780836 10.1007/s10308-024-00709-w ppf: 423 ppct: 40 formats: fmt: – @attributes: type: T – @attributes: type: P size: 1.7MB tig: atl: Sustainable lending strategies: a framework for enhancing climate resilience in industrial loan portfolios: Sustainable lending strategies: a framework for enhancing climate resilience in industrial loan portfolios: Neha Chhabra Roy. aug: au: Roy, Neha Chhabra affil: https://ror.org/04qksbm30 SVKM's Narsee Monjee Institute of Management Studies, Bangalore, India su: Banking industry Loans Commercial loans Fuzzy logic Ecological resilience sug: subj: Banking industry Loans Commercial Banking Personal and commercial banking industry Savings Institutions Other Depository Credit Intermediation Consumer Lending Commercial loans Fuzzy logic Ecological resilience ab: This paper underscores the critical significance of climate-related risks within the banking and industrial sectors, emphasizing the need for a climate-resilient response system and strategic loan portfolio planning. The study introduces an efficient methodology for identifying key Climate-Linked Risks (CLRs) across impacted sectors, capturing their diverse impacts, quantifying them, and subsequently designing optimal loan portfolios. A comprehensive review of literature and primary responses from CLR experts, coupled with secondary data sources, forms the basis of our analysis. Initially, CLR impacts were categorized into push and pull indicators based on empirical weighted averages. Subsequently, fuzzy logic theory was employed to quantify CLR in form of composite index across industries. Finally, the study proposes portfolio planning for banks using mean variance portfolio. The proposed control approach assesses sectoral severity, prioritizes sectors, identifies root causes, and recommends cost-effective strategies, enhancing the overall resilience of the banking ecosystem. pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: N holdings: @attributes: islocal: N |
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