Evaluating the Gendered Credit Constraints and Uptake of an Insurance-Linked Credit Product Among Smallholder Farmers in Kenya.

Using data from a multi-arm experiment among maize and bean smallholder farmers in Kenya, we evaluate the gender differences in credit rationing, and whether an insurance-bundled credit product, known as risk-contingent credit (RCC) could enhance credit access for both men and women. Using 3 years o...

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Publicado en:Journal of Development Studies Vol. 61; no. 3; pp. 336 - 357
Autores principales: Timu, Anne G., Shee, Apurba, Ward, Patrick S., You, Liangzhi
Formato: Artículo
Publicado: Taylor & Francis Ltd Mar2025
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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        10.1080/00220388.2024.2404573
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        atl: Evaluating the Gendered Credit Constraints and Uptake of an Insurance-Linked Credit Product Among Smallholder Farmers in Kenya.
      aug:
        au:
          Timu, Anne G.
          Shee, Apurba
          Ward, Patrick S.
          You, Liangzhi
        affil:
          Foresight and Policy Modeling Unit, International Food Policy and Research Institute, Washington, DC, USA
          Natural Resources Institute, University of Greenwich, Kent, UK
          Food and Resource Economics Department, University of Florida, Gainesville, FL, USA
      su:
        Credit insurance
        Financial inclusion
        Credit control
        Agricultural credit
        Farmers
        Women farmers
      sug:
        subj:
          All Other Nondepository Credit Intermediation
          Real Estate Credit
          All other non-depository credit intermediation
          Other Activities Related to Credit Intermediation
          Other direct insurance (except life, health and medical) carriers
          Direct Property and Casualty Insurance Carriers
          Credit insurance
          Financial inclusion
          Credit control
          Agricultural credit
          Farmers
          Women farmers
      keyword:
        agricultural credit
        gender
        insurance linked credit
        agricultural credit
        gender
        insurance linked credit
      ab: Using data from a multi-arm experiment among maize and bean smallholder farmers in Kenya, we evaluate the gender differences in credit rationing, and whether an insurance-bundled credit product, known as risk-contingent credit (RCC) could enhance credit access for both men and women. Using 3 years of household survey data, we find that female-headed households are significantly more risk-rationed (or demand-side rationed) than men. Post-intervention, we find that the impacts of RCC on credit uptake decisions are significantly larger than those of conventional credit. We also find that RCC impacts do not vary across the different gender categories.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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