Beyond individual responsibility – towards a relational understanding of financial resilience through participatory research and design.

This paper contributes to an increasingly critical assessment of a policy framing of ' financial resilience ' that focuses on individual responsibility and financial capability. Using a participatory research and design process, we construct a ground-up understanding of financial resilience that ack...

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Publicado en:Journal of Social Policy Vol. 54; no. 4; pp. 1225 - 1243
Autores principales: Angsten Clark, Anne, Davies, Sara, Owen, Richard, Williams, Keir
Formato: Artículo
Publicado: Cambridge University Press Oct2025
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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      dt: Oct2025
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        atl: Beyond individual responsibility – towards a relational understanding of financial resilience through participatory research and design.
      aug:
        au:
          Angsten Clark, Anne
          Davies, Sara
          Owen, Richard
          Williams, Keir
        affil:
          University of Bristol, Bristol, UK
          University of the Arts London, London, UK
      su:
        Cross-sectional method
        Health status indicators
        Mental health
        Human research subjects
        Interviewing
        Socioeconomic factors
        Communities
        Experience
        Motivation (Psychology)
        Medical research
        Action research
        Sociodemographic factors
        Housing
        Psychosocial factors
        Psychological resilience
        Research funding
        Questionnaires
        Descriptive statistics
        Judgment sampling
        Financial stress
        Experimental design
        Research methodology
        Comparative studies
      sug:
        subj:
          Cross-sectional method
          Health status indicators
          Mental health
          Human research subjects
          Interviewing
          Socioeconomic factors
          Communities
          Experience
          Motivation (Psychology)
          Medical research
          Action research
          Sociodemographic factors
          Housing
          Psychosocial factors
          Other Community Housing Services
          Research and Development in the Physical, Engineering, and Life Sciences (except Biotechnology)
          Offices of Mental Health Practitioners (except Physicians)
          Psychological resilience
          Research funding
          Questionnaires
          Descriptive statistics
          Judgment sampling
          Financial stress
          Experimental design
          Research methodology
          Comparative studies
      keyword:
        community
        financial resilience
        participatory design
        participatory research
        public policy
        relationality
        community
        financial resilience
        participatory design
        participatory research
        public policy
        relationality
      ab: This paper contributes to an increasingly critical assessment of a policy framing of ' financial resilience ' that focuses on individual responsibility and financial capability. Using a participatory research and design process, we construct a ground-up understanding of financial resilience that acknowledges not only an individual's actions, but the contextual environment in which they are situated, and how those relate to one another. We inductively identify four inter-connected dimensions of relational financial resilience: infrastructure (housing, health, and childcare), financial and economic factors (income, expenses, and financial services and strategies), social facto rs (motivation and community and family), and the institutional environmen t (policy and local community groups, support and advice services). Consequently, we recommend that social policies conceptualise financial resilience in relational terms, as a cross-cutting policy priority, rather than being solely a facet of individual financial capability.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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