Availability Of Adult Dental Plans In The Affordable Care Act Marketplaces, 2016-23.

The Affordable Care Act Marketplaces may improve access to dental insurance, but little is known about the availability of such coverage. We used data from state and federal Marketplace sources to describe the availability of adult dental plans, including stand-alone Dental Plans and those embedded...

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Published in:Health Affairs Vol. 43; no. 11; pp. 1587 - 1597
Main Authors: Elani, Hawazin W., Rahman, Md Shahinoor, Wallace, Jacob, Rosenthal, Meredith B., Sommers, Benjamin D.
Format: pictorial research tables/charts Journal Article
Published: Health Affairs Publishing, LLC Nov2024
Online Access:View this record in EBSCOhost
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      dt: Nov2024
      vid: 43
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      pub: Health Affairs Publishing, LLC
      place: Washington, District of Columbia
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        10.1377/hlthaff.2024.00307
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        atl: Availability Of Adult Dental Plans In The Affordable Care Act Marketplaces, 2016-23.
      aug:
        au:
          Elani, Hawazin W.
          Rahman, Md Shahinoor
          Wallace, Jacob
          Rosenthal, Meredith B.
          Sommers, Benjamin D.
        affil: Harvard University, Boston, Massachusetts
      sug:
        subj:
          Patient Protection and Affordable Care Act
          Health Insurance Exchanges
          Dental Care In Adulthood
          Insurance Coverage Trends
          United States
          Human
          Adult
          Insurance Carriers
          Rural Areas
          Geographic Factors
          Dentists Labor Supply
          Personnel Shortage
          Pearson's Correlation Coefficient
          Linear Regression
          Data Analysis Software
          Descriptive Statistics
          Descriptive Research
          Cross Sectional Studies
          Prospective Studies
          Funding Source
          Adult: 19-44 years
      ab: The Affordable Care Act Marketplaces may improve access to dental insurance, but little is known about the availability of such coverage. We used data from state and federal Marketplace sources to describe the availability of adult dental plans, including stand-alone Dental Plans and those embedded in medical plans. We also examined the characteristics of counties with limited dental insurer participation and those that experienced a net loss of stand-alone Dental Plan insurers between 2016 and 2023. We found that in 2023, at least one Stand-alone Dental Plan was offered in every state, and thirty-six states offered embedded dental plans. Most counties (63.6 percent) had access to more than five insurers offering adult dental plans, whereas approximately 4 percent had only one insurer offering adult dental plans. Counties in state-based Marketplaces, rural areas, and dentist shortage areas were more likely to be counties with limited dental insurer participation. The net loss of Stand-alone Dental Plans between 2016 and 2023 was more common in state-based Marketplaces and disadvantaged counties. Our findings can inform future policies to improve the dental insurance Marketplace and access to affordable dental care.
      pubtype: Academic Journal
      doctype:
        pictorial
        research
        tables/charts
        Journal Article
      ougenre: Article
    language: English
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