FINTECH, FINANCIAL INNOVATION AND BANK PERFORMANCE: EMPIRICAL EVIDENCE ON TUNISIAN BANKS.

Conventional banks globally are investing significantly in Fintech to digitalise banking services and products while seeking technological innovation. This study seeks to examine the impact of technologies, including Internet Banking, Electronic Funds Transfer (EFT), Mobile Banking, and Automated Te...

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Publicado en:Scientific Culture Vol. 11; no. 3, Part 1; pp. 1161 - 1178
Autores principales: Ezzine, Hanene, Dammak, Omayma, Abdelkefi, Smaoui, Aida
Formato: Conference Paper/Materials
Publicado: University of the Aegean 2025
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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      dt: 2025
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        atl: FINTECH, FINANCIAL INNOVATION AND BANK PERFORMANCE: EMPIRICAL EVIDENCE ON TUNISIAN BANKS.
      aug:
        au:
          Ezzine, Hanene
          Dammak, Omayma
          Abdelkefi
          Smaoui, Aida
        affil:
          ESC-Sfax University
          Imam Mohammad Ibn Saud Islamic University (IMSIU), Department of Finance, College of Business, Riyadh, Saudi Arabia
      su:
        Financial technology
        Electronic funds transfers
        Banking industry
        Bank profits
        Mobile banking industry
        Online banking
        Automated teller machines
      sug:
        subj:
          Financial technology
          Electronic funds transfers
          Banking industry
          Bank profits
          Mobile banking industry
          Online banking
          Automated teller machines
      keyword:
        Automated Teller Machine
        Electronic Fund Transfer
        Financial Performance
        Fintech
        Internet Banking
        Mobile Banking
      ab: Conventional banks globally are investing significantly in Fintech to digitalise banking services and products while seeking technological innovation. This study seeks to examine the impact of technologies, including Internet Banking, Electronic Funds Transfer (EFT), Mobile Banking, and Automated Teller Machines (ATMs), on the financial performance of Tunisian banks. Our findings, derived from multiple linear regression, indicate that some banking innovations, including Internet Banking and Electronic Funds Transfer, exert a favourable and significant influence on the financial performance of Tunisian listed banks. These results underscore the disparate effects of various digital tools on financial success. The report underscores the necessity for Tunisian banks to prioritise high-impact Fintech solutions and reevaluate existing banking practices in response to technology advancements. It provides essential information for banking executives and policymakers seeking to promote innovation, enhance performance, and guarantee the long-term viability of the financial system.
      pubtype: Academic Journal
      doctype: Conference Paper/Materials
      src: R
    language: English
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          year: 2025
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