Bibliometric Analysis of AI-driven FinTech Revolution: Mapping Global Trends, Thematic Evolution, and Future Directions.

The introduction of Artificial Intelligence (AI) to Financial Technology (FinTech) has revolutionised financial services by reshaping digital banking, risk assessment, and financial decision-making. This paper presents a bibliometric review of the intellectual landscape, thematic development, and ac...

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Publicado en:Pertanika Journal of Social Sciences & Humanities Vol. 34; no. 1; pp. 449 - 478
Autores principales: Magli, Amirah Shazana, Sabri, Mohamad Fazli, Hazudin, Siti Fahazarina, Law, Siong Hook, M., Janani, Najam, Usama, Shahabudin, Sharifah Muhairah
Formato: Artículo
Publicado: Universiti Putra Malaysia Feb2026
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Acceso en línea:Ver este registro en EBSCOhost
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      dt: Feb2026
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        atl: Bibliometric Analysis of AI-driven FinTech Revolution: Mapping Global Trends, Thematic Evolution, and Future Directions.
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        au:
          Magli, Amirah Shazana
          Sabri, Mohamad Fazli
          Hazudin, Siti Fahazarina
          Law, Siong Hook
          M., Janani
          Najam, Usama
          Shahabudin, Sharifah Muhairah
        affil:
          Department of Political Science, Public Administration and Development Studies, Faculty of Business and Economics, Universiti Malaya, 50603 Kuala Lumpur, Malaysia
          Department of Resource Management and Consumer Studies, Faculty of Human Ecology, Universiti Putra Malaysia, 43400 UPM Serdang, Selangor, Malaysia
          School of Business & Banking Studies, Faculty of Business and Management, Universiti Teknologi MARA Cawangan Pahang, Kampus Jengka, 26400 Bandar Jengka Pahang, Malaysia
          Department of Economics, School of Business and Economics, Universiti Putra Malaysia, 43400 UPM Serdang, Selangor, Malaysia
          Department of Professional Accounting and Finance, School of Commerce, Accounting and Finance, Kristu Jayanti (Deemed to be University), 560077 Bangalore, India
          Department of Management, Fast school of Management, FAST-NUCES, 54770 Lahore, Pakistan
      su:
        Artificial intelligence
        Financial technology
        Internet security
        Online banking
        Bibliometrics
        Big data
        Algorithmic bias
        Risk assessment
      sug:
        subj:
          Artificial intelligence
          Financial technology
          Internet security
          Online banking
          Bibliometrics
          Big data
          Algorithmic bias
          Risk assessment
      keyword:
        digital banking
        financial transformation
        fintech
        machine learning
        pre-post-COVID-19
      ab: The introduction of Artificial Intelligence (AI) to Financial Technology (FinTech) has revolutionised financial services by reshaping digital banking, risk assessment, and financial decision-making. This paper presents a bibliometric review of the intellectual landscape, thematic development, and academic influence of AI-based FinTech research published between 2012 and 2025. Using the PRISMA methodology, 978 articles from the Web of Science (WoS) database were analysed to identify research trends, collaboration patterns, and citation networks. Results show an immersive publication growth rate of 26.84%, indicating rising academic interest in AI-driven FinTech, with global collaboration accounting for 38.4%, as supported by an increase in international co-authorship in areas such as robo-advisory services and fraud detection. A notable surge in this research has occurred since 2021, particularly in the areas of big data analytics, conversational AI, and algorithmic risk management, accelerated by the rapid industry transformation of post COVID-19 pandemic. However, despite such advances, issues related to algorithmic bias, transparency, and cybersecurity risks remain persistent. This study presents a full map of AI-powered FinTech scholarly research, outlining research topics, trends, and perspectives of future research, offering valuable insights for scholars, policymakers, and industry champions to navigate the changing AI landscape of the financial services sector.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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      custom: Copyright of Pertanika Journal of Social Sciences & Humanities is the property of Universiti Putra Malaysia and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use.
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          year: 2026
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