CMS wants to shake up ACA exchanges. Here's how.

The article focuses on the Centers for Medicare and Medicaid Services' (CMS) proposed rule to expand and reshape catastrophic health insurance plans under the Affordable Care Act (ACA). CMS aims to broaden eligibility for these high-deductible plans, allow insurers to raise annual out-of-pocket caps...

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Publicado en:Modern Healthcare Vol. 56; no. 3; pp. 26 - 27
Autor principal: Early, Bridget
Formato: questions and answers Journal Article
Publicado: Crain Communications Inc. (MI) 3/9/2026
Acceso en línea:Ver este registro en EBSCOhost
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        atl: CMS wants to shake up ACA exchanges. Here's how.
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          United States Centers for Medicare and Medicaid Services
          Patient Protection and Affordable Care Act
          Health Insurance Exchanges Legislation and Jurisprudence
          Health Policy
          Health Care Costs
          Insurance Carriers Legislation and Jurisprudence
          Income
          Eligibility Determination
          United States
          Federal Government
          Government Regulations
          Health and Welfare Planning
          Emergencies Economics
          Insurance Coverage
          Medical Savings Accounts
          Financing, Government
          Insurance, Liability
      ab: The article focuses on the Centers for Medicare and Medicaid Services' (CMS) proposed rule to expand and reshape catastrophic health insurance plans under the Affordable Care Act (ACA). CMS aims to broaden eligibility for these high-deductible plans, allow insurers to raise annual out-of-pocket caps, and permit policies lasting up to 10 years, diverging from current ACA regulations. Catastrophic plans, primarily for consumers under 30 or those with hardship exemptions, have lower premiums but high deductibles and do not qualify for subsidies. The proposals have sparked debate over their legality and potential market impact, with concerns about increased costs for consumers and insurers’ readiness for implementation.
      pubtype: Periodical
      doctype:
        questions and answers
        Journal Article
      ougenre: Article
    language: English
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