Little Cash, Little Carry: Liquidity Constraints and Missing Out on Bulk Discounts in Tanzania.

Using high-frequency data on households' item-level purchases from Tanzania, we show that liquidity constraints keep the poor from using bulk discounts consistently. On average, households save roughly 20% during the 'flush' days of the month, which comes from buying in bulk, and the poorest save ov...

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Published in:Journal of Development Studies Vol. 62; no. 4; pp. 582 - 604
Main Authors: Olabisi, Michael, Persaud, Alexander
Format: Article
Published: Taylor & Francis Ltd Apr2026
Subjects:
Online Access:View this record in EBSCOhost
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      dt: Apr2026
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        atl: Little Cash, Little Carry: Liquidity Constraints and Missing Out on Bulk Discounts in Tanzania.
      aug:
        au:
          Olabisi, Michael
          Persaud, Alexander
        affil:
          Agricultural Food and Resource Economics, Michigan State University, East Lansing, Michigan, USA
          Department of Economics, University of Richmond, Richmond, Virginia, USA
      su:
        Tanzania
        Poverty
        Wealth inequality
        Food consumption
        Consumer behavior
        Consumption (Economics)
        Wholesale prices
      sug:
        subj:
          Poverty
          Wealth inequality
          Food consumption
          Consumer behavior
          Consumption (Economics)
          Tanzania
          Wholesale prices
      keyword:
        Bulk discounts
        poverty
        Bulk discounts
        poverty
      ab: Using high-frequency data on households' item-level purchases from Tanzania, we show that liquidity constraints keep the poor from using bulk discounts consistently. On average, households save roughly 20% during the 'flush' days of the month, which comes from buying in bulk, and the poorest save over 30%. Relaxing liquidity constraints through wage income or higher wealth leads to lower prices paid overall and a lower drop when flush. We estimate that failing to use bulk discounts costs households at the first quartile of wealth an additional 1% of their spending on food relative to households at the third quartile.
      pubtype: Academic Journal
      doctype: Article
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    language: English
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