Unveiling the Concealed Risks: The Influence of Digital Finance on Cyber Financial Crime in China.
Digital finance has emerged as a pivotal catalyst for economic growth in China, profoundly altering social structures and behaviors. Despite its benefits, it has also engendered financial risks, thereby complicating social governance. This study utilizes a panel dataset from China's provinces spanni...
| Published in: | Crime & Delinquency Vol. 72; no. 6/7; pp. 1636 - 1665 |
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| Main Authors: | , |
| Format: | Article |
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Sage Publications Inc.
Jun2026
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| Online Access: | View this record in EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=193016811&site=ehost-live header: @attributes: shortDbName: ssf uiTerm: 193016811 longDbName: Social Sciences Full Text (H.W. Wilson) uiTag: AN controlInfo: bkinfo: jinfo: jid: 00111287 CRD jtl: Crime & Delinquency issn: 00111287 maglogo: Y pubinfo: dt: Jun2026 vid: 72 iid: 6/7 pid: 344 pub: Sage Publications Inc. artinfo: ui: 193016811 10.1177/00111287241287137 ppf: 1636 ppct: 29 formats: tig: atl: Unveiling the Concealed Risks: The Influence of Digital Finance on Cyber Financial Crime in China. aug: au: Chai, Mengran Wu, Lin affil: Wuhan University, China su: China Income distribution Computer fraud Urbanization Public administration Development economics Economic conditions in China Online banking Financial inclusion sug: subj: Income distribution Computer fraud Urbanization Public administration China Other General Government Support Personal and commercial banking industry Commercial Banking Development economics Economic conditions in China Online banking Financial inclusion keyword: cyber crime cyber finance risk digital finance judgment document cyber crime cyber finance risk digital finance judgment document ab: Digital finance has emerged as a pivotal catalyst for economic growth in China, profoundly altering social structures and behaviors. Despite its benefits, it has also engendered financial risks, thereby complicating social governance. This study utilizes a panel dataset from China's provinces spanning 2011 to 2021 to analyze the influence of digital finance development on cyber financial crime rates. The results reveal a positive correlation: an increment of one unit in the digital finance index is associated with a 0.058 unit increase in cyber financial crime rates. These findings are robustly supported by tests for endogeneity and robustness. Variations in impact are observed across urbanization levels and average wage brackets. And the study identifies income distribution and traditional financial demand as the mechanisms of the effect. Furthermore, this study presents strategic recommendations to enhance financial inclusion, facilitate income redistribution, strengthen cyber crime governance, and integrate digital and traditional finance for the advancement of financial modernization. pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: N holdings: @attributes: islocal: N |
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