Psychological predictors of online fraud victimhood in China: a machine learning approach.

Understanding why some individuals are more susceptible to becoming victims of fraud is crucial for developing effective anti-fraud strategies. This study employs a machine learning approach to explore the impact of individual psychological and socio-demographic characteristics on susceptibility to...

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Publicado en:Psychology, Crime & Law Vol. 32; no. 4; pp. 703 - 727
Autores principales: Xu, Liang, Wen, Xin, Wang, Jie, Li, Shutong, Shi, Jiaming, Qian, Xiuying
Formato: Artículo
Publicado: Taylor & Francis Ltd May2026
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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      dt: May2026
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      pub: Taylor & Francis Ltd
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        atl: Psychological predictors of online fraud victimhood in China: a machine learning approach.
      aug:
        au:
          Xu, Liang
          Wen, Xin
          Wang, Jie
          Li, Shutong
          Shi, Jiaming
          Qian, Xiuying
        affil:
          Department of Psychology and Behavioral Sciences, Zhejiang University, Hangzhou, People's Republic of China
          Department of Psychology, College of Education, Zhejiang University of Technology, Hangzhou, People's Republic of China
      su:
        China
        Psychological factors
        Internet fraud
        Persuasion (Psychology)
        Self-control
        Machine learning
        Random forest algorithms
        Critical thinking
      sug:
        subj:
          Psychological factors
          Internet fraud
          Persuasion (Psychology)
          Self-control
          China
          Machine learning
          Random forest algorithms
          Critical thinking
      keyword:
        critical thinking
        machine learning
        Online fraud victimization
        perceived benefits on risk
        personality
        susceptibility to persuasion
        critical thinking
        machine learning
        Online fraud victimization
        perceived benefits on risk
        personality
        susceptibility to persuasion
      ab: Understanding why some individuals are more susceptible to becoming victims of fraud is crucial for developing effective anti-fraud strategies. This study employs a machine learning approach to explore the impact of individual psychological and socio-demographic characteristics on susceptibility to fraud. The random forest (RF) models reveal that psychological factors are more influential in determining an individual's vulnerability to fraud than demographic factors. Within the RF models, feature importance analyses highlight that subdimensions of critical thinking – such as truth-seeking, open-mindedness, and cognitive maturity – along with susceptibility to persuasion, perceived benefits on risk, and self-control, are pivotal in influencing an individual's susceptibility to fraud. These insights are critical for informing targeted interventions and enhancing the effectiveness of anti-fraud measures.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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