On the Optimal Design of a Financial Stability Fund.

We develop a model of a Financial Stability Fund (the "Fund" henceforth) for a union of sovereign countries. By design, the contract prevents country defaults, as well as undesired expected losses, which in a union translate into excessive risk mutualizations. A participant country has greater abili...

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Publicado en:Review of Economic Studies Vol. 93; no. 4; pp. 2135 - 2181
Autores principales: Ábrahám, Árpád, Carceles-Poveda, Eva, Liu, Yan, Marimon, Ramon
Formato: Artículo
Publicado: Oxford University Press / USA Jul2026
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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      dt: Jul2026
      vid: 93
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      pub: Oxford University Press / USA
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        10.1093/restud/rdaf076
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        atl: On the Optimal Design of a Financial Stability Fund.
      aug:
        au:
          Ábrahám, Árpád
          Carceles-Poveda, Eva
          Liu, Yan
          Marimon, Ramon
        affil:
          University of Bristol, UK
          Stony Brook University, USA
          School of Business, Sun Yat-sen University, China
          European University Institute, Italy; Barcelona School of Economics, Universitat Pompeu Fabra, CREi, Spain; CEPR, UK; and NBER, USA
      su:
        Public debts
        International economic integration
        Stabilization funds
        Risk sharing
        European Sovereign Debt Crisis, 2009-2018
        Moral hazard
        Counterparty risk
      sug:
        subj:
          Public debts
          International economic integration
          Public Finance Activities
          Stabilization funds
          Risk sharing
          European Sovereign Debt Crisis, 2009-2018
          Moral hazard
          Counterparty risk
      keyword:
        copyrightHolder:Review of Economic Studies Ltd
        copyrightYear:2026
        Debt contracts
        Debt overhang
        Debt restructuring
        Fiscal unions
        inLanguage:en
        Limited enforcement
        Partnerships
        publisher:Oxford University Press
        Recursive contracts
        sameAs:https://dx.doi.org/10.1093/restud/rdaf076
        Sovereign funds
        copyrightHolder:Review of Economic Studies Ltd
        copyrightYear:2026
        Debt contracts
        Debt overhang
        Debt restructuring
        Fiscal unions
        inLanguage:en
        Limited enforcement
        Partnerships
        publisher:Oxford University Press
        Recursive contracts
        sameAs:https://dx.doi.org/10.1093/restud/rdaf076
        Sovereign funds
      ab: We develop a model of a Financial Stability Fund (the "Fund" henceforth) for a union of sovereign countries. By design, the contract prevents country defaults, as well as undesired expected losses, which in a union translate into excessive risk mutualizations. A participant country has greater ability to borrow and share risks than using sovereign debt financing. The Fund contract also provides better incentives for the country to reduce endogenous risks. These efficiency gains arise from the ability of the Fund to offer long-term contingent financial contracts, subject to limited enforcement and moral hazard constraints. We develop the theory and quantitatively compare the constrained-efficient Fund economy with an incomplete markets economy with default. We calibrate our economy to the euro area "stressed countries" in the debt crisis (2010–2). Substantial welfare gains are achieved, particularly in times of crisis. The Fund is, in fact, a risk-sharing, crisis prevention and resolution mechanism, which transforms the participant countries' defaultable sovereign debt into the union's safe assets. In sum, our theory can help to improve current official lending practices and, for example, to eventually design a European Fiscal Fund.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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