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Contract Terms, Employment Shocks, and Default in Credit Cards.

Regulatory concerns over a tension between expanding financial access and limiting default have led to significant restrictions on contract terms in a number of countries, despite limited evidence on their effectiveness. We use a large nation-wide RCT to examine new borrower responses to changes in...

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Publicado en:Review of Economic Studies Vol. 93; no. 4; pp. 2451 - 2490
Autores principales: Castellanos, Sara G, Jiménez-Hernández, Diego, Mahajan, Aprajit, Prous, Eduardo Alcaraz, Seira, Enrique
Formato: Artículo
Publicado: Oxford University Press / USA Jul2026
Materias:
Mexico
Unemployment
Contracts
Randomized controlled trials
Default (Finance)
Interest rates
Credit cards
Financial inclusion
Acceso en línea:Ver este registro en EBSCOhost