Repurchase Options in the Market for Lemons.

We study repurchase options (repo contracts) in a competitive asset market with adverse selection. Gains from trade emerge from a liquidity need, but private information about asset quality prevents the full realization of trades. In equilibrium, a single repo contract pools all assets. The embedded...

Descripción completa

Detalles Bibliográficos
Publicado en:Review of Economic Studies Vol. 93; no. 4; pp. 2390 - 2424
Autores principales: Bigio, Saki, Shi, Liyan
Formato: Artículo
Publicado: Oxford University Press / USA Jul2026
Materias:
Acceso en línea:Ver este registro en EBSCOhost
fields @attributes:
  recordID: 1
pdfLink:
plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=195161449&site=ehost-live
header:
  @attributes:
    shortDbName: ssf
    uiTerm: 195161449
    longDbName: Social Sciences Full Text (H.W. Wilson)
    uiTag: AN
  controlInfo:
    bkinfo:
    jinfo:
      jid:
        00346527
        REM
      jtl: Review of Economic Studies
      issn: 00346527
      maglogo: N
    pubinfo:
      dt: Jul2026
      vid: 93
      iid: 4
      pid: 622
      pub: Oxford University Press / USA
    artinfo:
      ui:
        195161449
        10.1093/restud/rdaf082
      ppf: 2390
      ppct: 34
      formats:
      tig:
        atl: Repurchase Options in the Market for Lemons.
      aug:
        au:
          Bigio, Saki
          Shi, Liyan
        affil:
          Department of Economics, University of California, Los Angeles and NBER, USA
          Tepper School of Business, Carnegie Mellon University and CEPR, USA
      su:
        Repurchase agreements
        Adverse selection (Commerce)
        Market equilibrium
        Mortgage-backed securities
        Liquidity (Economics)
      sug:
        subj:
          Financial Transactions Processing, Reserve, and Clearinghouse Activities
          Central credit unions
          Repurchase agreements
          Adverse selection (Commerce)
          Market equilibrium
          Mortgage-backed securities
          Liquidity (Economics)
      keyword:
        Collateralized debt
        copyrightHolder:Review of Economic Studies Ltd
        copyrightYear:2026
        inLanguage:en
        Optimal contracts
        Private information
        publisher:Oxford University Press
        Repurchase agreement
        sameAs:https://dx.doi.org/10.1093/restud/rdaf082
        Collateralized debt
        copyrightHolder:Review of Economic Studies Ltd
        copyrightYear:2026
        inLanguage:en
        Optimal contracts
        Private information
        publisher:Oxford University Press
        Repurchase agreement
        sameAs:https://dx.doi.org/10.1093/restud/rdaf082
      ab: We study repurchase options (repo contracts) in a competitive asset market with adverse selection. Gains from trade emerge from a liquidity need, but private information about asset quality prevents the full realization of trades. In equilibrium, a single repo contract pools all assets. The embedded repurchase option mitigates adverse selection by improving the volume of trades relative to outright sales. However, liquidity provision can be inefficiently low as lenders compete to attract high-quality assets via high haircuts and low rates. The equilibrium has a closed form and aligns well with empirical patterns across Mortgage-Backed Securities repos.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
    refInfo:
    copyright:
      @attributes:
        flag: N
    holdings:
      @attributes:
        islocal: N