Supplementary Financial Security for the Silver Generation

How can we ensure a dignified life in old age? As societies around the world continue to age, this question has become one of the most pressing challenges of the 21st century. The monograph Supplementary Financial Security for the Silver Generation is an interdisciplinary publication focused on the...

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Detalles Bibliográficos
Autores principales: Joanna Dębicka, Stanisław Heilpern, Agnieszka Marciniuk, Beata Zmyślona
Formato: Libro
Publicado: Publishing House of Wroclaw University of Economics and Business 2025
Acceso en línea:Ver este registro en EBSCOhost
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          Joanna Dębicka
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          Agnieszka Marciniuk
          Beata Zmyślona
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          Joanna Dębicka
          Stanisław Heilpern
          Agnieszka Marciniuk
          Beata Zmyślona
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          BUSINESS & ECONOMICS / Personal Finance / Money Management
          BUSINESS & ECONOMICS / Personal Finance / Retirement Planning
      ab: How can we ensure a dignified life in old age? As societies around the world continue to age, this question has become one of the most pressing challenges of the 21st century. The monograph Supplementary Financial Security for the Silver Generation is an interdisciplinary publication focused on the financial well-being of this rapidly growing demographic, often referred to as the „silver generation”. The authors explore the challenges posed by individuals during retirement due to decreasing income and rising healthcare expenses. They provide practical solutions from the realms of insurance and finance. A key feature of the book is the authors'original concept of the Comprehensive Marriage Contract with Health Protection. This concept combines a reverse annuity with critical illness coverage for both spouses. The monograph employs a modern mathematical and actuarial framework to enable precise modelling of various contract scenarios. A valuable component of the book is the inclusion of numerous numerical examples that illustrate how the proposed solutions work in practice, using real demographic and health data. This publication targets researchers, students, professionals in finance, insurance, demography, social policy, and healthcare. It also addresses financial and insurance sector representatives and policymakers seeking innovative solutions to the challenges of population ageing.
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