Why IT Managers Don't Go for Cyber-Insurance Products.
The authors discuss why there has been little growth in the cyber-insurance market. Cyber-insurance contracts are offered to corporations to minimize liability and costs in theft of data or damage of data. The article mentions the difference between the structure of a cyber-insurance contract and it...
| Publicado en: | Communications of the ACM Vol. 52; no. 11; pp. 68 - 74 |
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| Autores principales: | , , |
| Formato: | Artículo |
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Association for Computing Machinery
Nov2009
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| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=hlh&AN=45021157&site=ehost-live header: @attributes: shortDbName: hlh uiTerm: 45021157 longDbName: Humanities International Complete uiTag: AN controlInfo: bkinfo: jinfo: jid: 00010782 ACM jtl: Communications of the ACM issn: 00010782 maglogo: N pubinfo: dt: Nov2009 vid: 52 iid: 11 pid: 68 pub: Association for Computing Machinery artinfo: ui: 45021157 10.1145/1592761.1592780 ppf: 68 ppct: 6 formats: tig: atl: Why IT Managers Don't Go for Cyber-Insurance Products. aug: au: BANDYOPADHYAY, TRIDIB MOOKERJEE, VIJAY S. RAO, RAM C. affil: Assistant professor, Department of Computer Science and Information Systems, Kennesaw State University, Kennesaw, GA. Charles and Nancy Davidson Distinguished Professor of Information Systems and Operations Management, School of Management, University of Texas, Dallas. Founders Professor and professor of marketing, School of Management, University of Texas, Dallas. su: Business insurance policies Computer insurance Information asymmetry Information storage & retrieval systems -- Corporations -- Security measures Computer system failures Risk (Insurance) sug: subj: Business insurance policies Computer insurance Information asymmetry Information storage & retrieval systems -- Corporations -- Security measures Computer system failures Risk (Insurance) ab: The authors discuss why there has been little growth in the cyber-insurance market. Cyber-insurance contracts are offered to corporations to minimize liability and costs in theft of data or damage of data. The article mentions the difference between the structure of a cyber-insurance contract and its use by information technology managers, including off-contract behavior. The resulting information asymmetry between customers and providers causing inefficiency for which customers pay. Lack of claim data, the relatively small size of the market and overpricing are mentioned as well as the author's belief that the structural market difficulties could be resolved if secondary loss were included in contracts. pubtype: Periodical doctype: Article src: R language: English refInfo: copyright: @attributes: flag: Y dt: @attributes: year: 2009 holdings: @attributes: islocal: N |
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